Guaranteed car finance

We may not be able to offer a guaranteed car finance for you, however we are the bad credit car finance price comparison website, comparing best offers from 20+ trusted providers without affecting your credit.

If you’re considering buying a new car on finance and believe you have a poor credit history, the idea of guaranteed car finance can seem like the perfect solution. However, the claim that any car loan or finance can be guaranteed is highly misleading, and simply a marketing ploy that many lenders and car dealerships use to attract new customers.

It is legally impossible to offer guaranteed car finance to everybody, no matter how much we may want to. Carplus don’t offer guaranteed car finance but thanks to our panel of lenders, we do offer competitive car finance, even for those with bad credit.

Since companies that offer guaranteed car finance give the impression that they will finance anybody, no matter what, they tend to have incredibly high interest rates to compensate for their supposed ‘no questions asked’ policy. It is crucial to check the interest rates of any loan or finance you take on in order that you fully understand how much extra you’ll be paying back, but be particularly cautious of those who offer guaranteed loans. In general, it is best to steer clear of any dealership or lender who advertises guaranteed car loans and finance.

Choose a reputable lender instead; even if your credit history is poor you still stand a good chance of finding the right, honest car financing option for you and we can help you do so with our instant decision car finance application.

Questions? Speak to a real person

Comparing car finance and car warranties is what we do, so you will get through to someone who can help. Call us from Monday to Friday (8am - 8pm) and Saturday to Sunday (9am - 6pm).