Motorbike finance calculator

Amount to borrow

Must be between £3,000 to £50,000

Choose lenght of contract

24 months
36 months
48 months
60 months

Assuming your credit profile is

Estimated payments

These estimates are subject to credit checks and may change when you apply for finance.

Hire Purchase (HP)

APR 5.9%

48 monthly payments of


Total charge of credit
Total amount payable

Personal Contract Purchase (PCP)

APR 5.9%

48 monthly payments of


Optional final payment
Total charge of credit
Total amount payable

A motorbike can provide years of pleasure, both to novices and experienced riders alike. Nevertheless, the purchase of an iron horse is often postponed due to the associated costs. Don't delay your dream for too long - think about taking out a motorbike loan for a new or used vehicle!

With Carplus, you are guaranteed to find the right motorcycle finance deal for you. We have loan options for all circumstances and all budgets. Check us out and take ownership of your new bike in just a few days!

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Carplus motorcycle finance

It is no secret that a motorcycle purchase is quite a major investment, and not everyone can afford to pay for it in one go. That is why many, if not most riders, decide to turn to motorbike finance.

When you choose to buy a motorcycle on credit, you will find a reliable partner in Carplus. One advantage of working with us is that we help draw up the documents, meaning you can complete your purchase as quickly as possible.

Carplus offers its customers some of the most lucrative lending conditions on the market to finance a motorbike. So, if you decide to take out a loan to purchase a motorcycle, your application will get a customised interest rate. We will determine the exact amount based on the documentation you provide.

Paying off your loan over an extended period can be tedious. If you would like to repay the whole amount before the date stated in your contract, our Carplus staff will arrange for the early repayment of the loan.

How to apply for motorbike finance online

To apply for a motorbike finance loan on the Carplus website, all you need to do is follow a few easy steps:

1. Apply online on Carplus

First, you will need to tell the system your full home address, your annual income and provide an active contact number and email address. We will run a quick credit history check to make sure that you can repay your loan.

2. Provide us with following information

  • The desired sum to be borrowed
  • The type of driving licence you have
  • Your marital status
  • Your passport type (UK or International)
  • Your Date of Birth
  • Your employment details
  • Your monthly income
  • Your residential status
  • Your full name
  • Your contact details.

3. Get an instant motorbike finance decision

If your credit check goes through without an issue, you can continue with the next steps. After you receive your initial approval, one of our account managers will contact you to discuss your options. You can find out about any restrictions in place and ask any questions you may have.

4. Getting a quote doesn’t impact your credit score

Performing a motorbike finance eligibility check is quick and easy; it will not affect your credit score in any way.

5. You can then buy any motorbike from any reputable dealership in the UK

When all the arrangements are complete, it's time to find the perfect bike for you from any reputable dealer in the UK. Once you've found the one, we will organise a rapid money transfer to the dealership, and you're ready to hit the road!

Motorbike finance calculator: find out how much you'll pay:

If you're thinking about taking out a motorbike loan, the online calculator on the Carplus website will help you make an estimate. It's a handy tool that allows you to calculate and select rates quickly and easily. All you need to do is enter the amount you plan to borrow. The calculator will offer you several options with different monthly payment options and terms. Consider all the variants, analyse them, and choose the best one for you.

Who is eligible for motorcycle finance?

It's quite straightforward to get a loan application approved:

  • You must be between 18 and 75 years old.
  • You need to have been a UK resident for at least 12 months.
  • Your monthly income can’t be less than £1,000.

We will also ask for your:

  • Employment status: the longer you’ve been working, the better;
  • Financial liabilities: to determine your ability to repay a loan;
  • Credit profile to evaluate your creditworthiness.

Why choose carplus for motorcycle loan?

Carplus is a trusted loan broker who can connect you with reliable and reputable lenders. With us, you will get the best deals in motorcycle financing. We will get you on the road in a matter of days.

Because we use a "soft" credit search when checking your application, you do not have to fear a negative impact on your credit rating. Our main goal is to provide you with the best motorcycle financing terms on the market. At the same time, you are in complete control of the process and can make a decision whenever you want. All of this will help you find the motorcycle of your dreams with Carplus.

Motorbike finance & loans FAQ

In this section, we will answer the most frequently asked questions about motorbike loans:

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