Car finance calculator

Good credit
Bad credit
Amount to borrow:
£
To repay over:
5 Years
Car finance rate XX% APR
Cost of credit £ XXX
Total repayment £ XX,XX.XX
48 monthly payments of
£ 245 /mo

Representative example - Borrowing £5,500 over 4 years with a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and a total amount payable of £7,782.

Compare car finance from 20+ trusted providers without affecting your credit score

No deposit car finance

When getting accepted for 0% finance, the lender will check your credit history to decide how much credit may be advanced to you. This will establish the interest rate that will be charged and the monthly payments. The lender also decides if a 0% deposit may be offered to you.

When applying for a no deposit car loan with Carplus, you can get the best rates that might not be available anywhere else, you can buy any car from any reputable dealer, we will get the right deal for you and of course you will get a no obligation quote before committing to the loan.

We have exclusive deals with different car finance lenders, so we might offer a range of loan packages, including no deposit finance.

Apply for an instant car finance no deposit

Our customers are happy with the wide range of car loan deals we offer them by comparing the best car finance products from top lenders.

  • We approve car loans with no deposit required
  • We offer car finance bad credit no deposit deals
  • We can help if you have poor or bad credit history
  • We can help if you’ve been
  • Cheap no deposit car finance packages
  • Apply today to get your personalised no obligation quote

You can transform your life and buy a car of your dream for work or leisure for monthly payments that will suit your budget.

How much can I borrow without a deposit?

We can finance anything between £2,000 and £50,000 for new or used car purchase. If you wish to get accepted for a no deposit car loan, apply now for a no obligation quote and find the cheapest deal from one of our lenders.

The longer the repayment term, the lower the monthly payments are. We aim to offering you a bespoke car finance deal to ensure that payments will meet your expectations and budget.

Car finance no deposit representative example

Borrowing £7,500 over 4 years with a representative APR of 10.5%, an interest rate of 10.5% and a deposit of £0, the amount payable would be - £190 per month, with a total cost of credit of £1,635 and a total amount payable of £9,135.

Questions? Speak to a real person

Comparing car finance and car warranties is what we do, so you will get through to someone who can help. Call us from Monday to Friday (8am - 8pm) and Saturday to Sunday (9am - 6pm).