Car finance calculator

Good credit
Bad credit
Amount to borrow:
To repay over:
5 Years
Car finance rate XX% APR
Cost of credit £ XXX
Total repayment £ XX,XX.XX
48 monthly payments of
£ 245 /mo

Representative example - Borrowing £5,500 over 4 years with a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and a total amount payable of £7,782.

We compare car finance deals for you

  • Moneybarn logo
  • Advantage logo
  • PCF Bank logo
  • Oodle logo
  • Paragon logo
  • Marsh logo

Below is a list of items that you’ll need to be able to provide to prospective lenders in order to increase the chances of them accepting your application. The key thing to remember is: provide as much information as possible.

  • Proof of self-employed income for the past 3-6 months
  • Driving license
  • Proof of address

How does car finance for self-employed customers work?

Lenders will require proof of income to offer a car loan to those motorists who are currently self-employed. While some lenders will ask for three years of accounts, we could compare all lenders and find you a suitable self-employed car finance deal.

At Carplus we specialise in car finance for people who are self-employed. We have a great deal of experience finding the best self-employed car finance offers, so while it can be more challenging, it is certainly possible.

Below we explain why those who are self-employed, contractors, and even freelancers, often struggle to find willing lenders, and how we can help.

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Comparing car finance and car warranties is what we do, so you will get through to someone who can help. Call us from Monday to Friday (8am - 8pm) and Saturday to Sunday (9am - 6pm).