Hire Purchase vs Lease: Which Option Will Suit You Best?
When it comes to getting a new car, one has to consider all the financial nuances implied. This often becomes a reason why people put off the research and choose an option that isn't tailored to their needs...
How to get out of your car finance agreement: comprehensive guide
Many factors can affect your personal finance and change your plans. If you need to lessen your financial burden, one thing you can do is terminate a vehicle finance agreement...
What is cat S category?
Today we are going to talk about one of the four vehicle categories, the S category. What does a category for written-off vehicles mean? In general, a category S vehicle...
Should You Lease or Buy Your Next Car?
For some people, a decision between car leasing (PCH) or buying is mostly a matter of money. For others, it’s forming an emotional connection to the car. Then, you have...
How Long Do Electric Car Batteries Last?
When choosing an electric vehicle, the potential owners are typically concerned about its range. However, one more important factor to consider is battery degradation, especially as the used EV market...
Should I Buy an Electric Car in 2022?
An electric car, or electric vehicle (EV), is a car propelled by one or several electric motors, using energy stored in a battery. People have become more interested in EVs ...
What Is Voluntary Termination?
Voluntary termination of a car finance agreement is the legal right of a borrower to end the contract early. It essentially gives you the ability to return the car and...
Can You Drive a Van On a Car Licence?
Do you need a special licence to drive the majority of conventional vans? It turns out, no. You can drive a van if you have a standard UK driving licence...
How Long Does It Take to Charge an Electric Car?
An electric car runs on electricity rather than gasoline. Quiet, fast, and completely environmentally friendly, the future is confidently becoming the present. On average, it takes about 7-8 hours to...
How Much Does It Cost to Charge an Electric Car?
If you are already a happy owner of an electric car or are just thinking about buying one, you are probably worried about the average cost of charging. How much...
What Is Cat N? Detailed Explanation of Insurance Write-off Category
In the UK, a damaged car must legally be declared as such, and depending on the severity of the damage, the vehicle falls into a particular category. It is absolutely...
PCP vs Lease: What’s Better for You?
Purchasing a desirable car often leads the buyer to the question – what is the most profitable way to do it? Entrepreneurs do not always have available funds for the...
PCP or HP: Explaining the Difference Between a Personal Contract Purchase & Hire Purchase
Car financing has become the most popular way to buy a vehicle – and it does not matter if it is new or used. Small monthly payments attract far more...
Best First Car for Every Budget: Understand what you are paying for
Choosing a new car can be complicated even for experienced drivers, let alone beginners. The latter are usually pretty excited about getting their first vehicle, so they might overlook or...
Electric car finance demand increased 200% in past 12 months
Increased awareness about the state of the environment is changing the way many of us think about driving in the modern age. With the government recently announcing the ban of...
Can I drive my financed car abroad?
Check our extensive guide on how to drive you car to EU if its on finance. Taking your financed car abroad can be difficult. Not only is it logistically complicated,...
How to cancel your car finance agreement
When you sign up to a car finance agreement it is important to be fully aware of the contract details. Circumstances can change quickly and what works for you today...
Can You Sell a Car With Outstanding Finance?
Buying a new car is an exciting event in a person’s life. However, upon weighing the pros and cons, you might find that you can’t buy a new car outright....
Car Finance Glossary
Trying to understand car finance can be confusing, especially with all of the car finance jargon involved which can be difficult to make sense of. Car dealers can prey on...
Top 10 tips to improve my credit score for car finance
Are you having difficulty getting car finance? It might be because you have a poor credit score. It might simply be a question of knowing where to look for it....
A guide to part exchange
Do you want to buy yourself a new car, but are a bit strapped for cash? Part exchange (P/X) is one of those tried and tested ways of trading in...
Top 10 ways to get out of bad debt
Bad debt is scary. It probably seems like an endless downward spiral. But a change of spending habits and managing your finances differently almost always offers a way to break...
Guide to finding and buying your next car
Introduction Very roughly, there were 31 million cars on the UK’s roads as at the end of 2016. So, finding and buying your next car should always be exciting and...
Improve your credit score to qualify for car finance
If you’re aware that you have a poor credit history (also known as a poor credit score), then don’t despair. Very large numbers of people are in the same position....