|Total charge of credit||£0|
|Total amount payable||£0|
Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £10,000 over 60 months, £1,000 deposit, on HP, and a representative APR of 19.9%, the amount payable would be £229.95 per month, with a total cost of credit of £3,796.82 and a total amount payable of £13,796.82.
We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered.
Van finance can help you find what you need for business, family, or personal use. This purchase method is much more achievable than buying a new vehicle outright. Plus, you can upgrade to a new model in as little as 2-3 years. All you have to do is make your monthly payments on time with the agreed interest - and enjoy your new vehicle on finance!
We offer different types of finance for vans so everyone can find what they are looking for!
Van hire purchase finance: Purchase under the instalment plan for 24-60 months. All you need is a deposit equal or greater to 10% of the total value of the van — the larger the deposit, the lower the monthly payments.
Van PCP Finance: You don't pay the total price of the vehicle - you pay what it will be worth at the end of the contract. You can keep the van, return it, or exchange it for a brand new model at the end of the agreement.
No deposit: You don't have to save up a considerable sum to make a deposit. Thanks to no deposit offers, you can spread the entire cost of the vehicle into affordable monthly payments.
No credit check: It's not always easy to maintain a perfect history, and anyone can have problems getting finance. We carefully pre-check the likelihood of your application being formally accepted by performing what is described as a "soft" check. It has no impact on the information held about you by credit agencies.
Bad credit van finance: Some specialists work with car financing for individuals with bad credit. You decide how much you want to borrow and how much you can afford to pay each month - the rest is up to us.
Applying for a loan from Carplus is easy. You can apply for it online after using our finance calculator.
To make an application to finance a van, you will need:
To ensure you get the best possible finance deal, we will also need to understand your current financial situation fully.
Then you go through a "soft" check. If successful, if you want to take advantage of one of the offers offered by the lender, you can fill out an application online while passing the "hard" check.
To be eligible for van finance, you need to meet a few simple criteria:
Even if you haven't got your driver's licence yet and currently only have a provisional licence, Carplus can help you get van finance. The financing is available not only to individuals but also to self-employed people.
With Carplus, you get access to the most popular van models, including:
We are ready to help you if you have a problem raising money for a finance deposit. If you meet the criteria, you can take advantage of our no deposit service. We finance individuals and self-employed people, small and large businesses from all over the UK.
At Carplus, you'll find a huge selection of vans for finance - both for personal and commercial use. We can give you some recommendations on the best vans for financing in the UK. But remember, the choice is yours alone. It may be based on your goals - for example, a van for a large family won't suit an electrician or a construction worker.
A commercial van must be roomy, manoeuvrable, and comfortable for the driver and passengers. The modern market for commercial vehicles is so wide that one can approach the choice from several perspectives. See more...
All-metal vehicles for commercial use are a special kind of transport designed for work, so there are special conditions. So, the vehicle must have a low starting cost, sufficient reliability, maintainability, and low cost of operation. By choosing one that meets these requirements, entry into the business will be as comfortable as possible, and the payback period will take a minimal amount of time.
Now let's explore the most popular vans on finance at Carplus. For convenience, the rating is divided into several popular categories.
Our recommendations for small business pickups:
Our recommendations for small and midsize vans for small businesses:
Our recommendations for large vans for small businesses:
If you like any of these models, be sure to email us and apply for financing on our website. We will be happy to help you out!
Carplus gives you the opportunity to buy a passenger, truck, or commercial vehicle on flexible terms. The financing is available to individuals, small businesses, and the self-employed.
However, there are some restrictions on what kind of van we can offer you. For example, Carplus does not provide finance for brand new vehicles. If this is the type of vehicle you need, it is worth considering other financing options.
Also, some of our finance options may have age and mileage requirements for the van. The ideal choice, especially if this is your first van on financing, would be one with less than 100,000 miles on the clock and less than ten years old.
It's also possible that Carplus won't have any particular van model you'd like to get. But this problem is easy to solve - just give us a call, and we'll be sure to work something out. Other than these limitations, you have nothing to worry about. Getting financing for almost any van at Carplus is easy and fast.
Applying for a van loan at Carplus takes minimal time, is quick and easy, and saves you stress. You can apply online using our application form. It only takes a few minutes to fill out.
First, we will need some information about you – including your full name and address. In addition, we will need information about your financial situation. This will guarantee the best offer for you. The application also includes a soft check to assess your suitability.
Don't be afraid of bureaucracy and problems when applying - it's actually very easy. Financing is available to individuals, small businesses, and self-employed people. First, you will need to confirm your identity. You will need your passport or driver's licence to do this.
Some brokers may ask you to take selfies - to make sure it is you. This is to prevent you from getting scammed. After all, these days, the most skilled scammers can get access to almost any personal information - even passport data. And selfies are a much better guarantee that it is you making the application. Lenders will also need your address.
Once your identity has been verified, you will need to provide information about your financial situation. You'll need to prove your income - more specifically, your ability to pay your van bills. This is done by providing a bank statement. Brokers do this in order to perform a credit check.
As you can see, you don't have much paperwork to do. You can get funding approval with just two or three documents. The main thing is to confirm your identity, address, and financial capabilities. And that's it, a huge selection of vans and cars on finance will be open to you!
When you apply for finance with Carplus, we will first perform a 'soft' examination to ensure you are a suitable match. This information is not passed onto our panel of lenders and will not be recorded on your file.
Before applying, it is important to be aware of your rating. You can find out your current score for free by requesting a copy of your file from either Experian, Equifax, or TransUnion.
Even if you have a finance deal left on your old one, purchasing a new van is possible. Of course, we at Carplus will do everything we can to help you. But you can also influence a favourable decision in this matter yourself. You can increase the likelihood of being approved for a second application in the UK by following a few rules:
Regardless of which van you've taken financing for before or why you need a new loan, Carplus will do everything possible to help you get new financing.
Let us take a look at some of the most popular questions about van finance.
As your trusted broker in the UK, Carplus always offers guaranteed van financing. With us, you do not need to worry about anything during the process. If you meet all of the criteria, you can enjoy your vehicle financing straight away.
No, it is not necessary. At Carplus, we also offer no-deposit van financing if you cannot afford to pay a deposit straight away. If you meet the criteria, you can take advantage of our no deposit funding service.
Yes, we do. Pay-as-you-go is based on a Hire Purchase (HP) agreement. This arrangement involves a down payment and monthly instalments. PAYG vehicle financing applications are usually processed much more quickly and easily than finance applications.
With Carplus, you can get finance even with a bad score. However, the higher your score is – the better. You can find out your current score for free by requesting a copy of your file from either Experian, Equifax, or TransUnion.
The main rules for applying for a finance deal with Carplus are as follows: you are 18 years of age or older, you have lived in the UK for the last 12 months, and you earn an income of at least £1,000 each month. You also have to be approved.
No, with the vehicle on a finance scheme, you only pay the total cost, plus interest. Interest is calculated as a percentage of the amount you borrow. The higher the rate, the more you will pay.