At Carplus, we're more than just a car finance company – we're your trusted partner on the road to car ownership. As a key worker in the UK, you can rest assured you're in safe hands with us. As the UK's leading provider of car finance for key workers, we're with you every step of the road to ownership. Best of all, we use a soft search to assess your eligibility, so there's no impact to your credit record!
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Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £10,000 over 60 months, £1,000 deposit, on HP, and a representative APR of 19.9%, the amount payable would be £229.95 per month, with a total cost of credit of £3,796.82 and a total amount payable of £13,796.82.
We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered.
Key workers are the backbone of our nation, working tirelessly to keep our communities safe, healthy, and functioning smoothly. They include:
These key workers are the pillars of our society. We applaud their dedication and commitment.
Absolutely! At Carplus, we are dedicated to providing car finance solutions for key workers. We recognize the importance of reliable transportation for your vital roles. We are here to make it happen, with tailored packages to suit your needs and budget.
We offer two car finance options to choose from, each designed with key workers in mind:
Hire Purchase is a straightforward, flexible finance option. You make fixed monthly payments, and once the final payment is made, you own the car. It's ideal for key workers wanting ownership benefits without a large deposit. The affordable monthly payments also help you easily manage your budget.
PCP offers great flexibility. You pay lower monthly installments, effectively renting the car. At the end of the agreement, you can buy the car at a pre-agreed price, return it and upgrade, or walk away. PCP allows you to drive new cars while keeping costs low.
Getting started is easy, and we're here to guide you through the process. To apply for car finance as a key worker, you'll typically need the following documents:
Our goal is to simplify the process, so you can focus on your vital work while we handle the financing.
Yes, car finance is still available if you have bad credit or no credit history. At Carplus, we understand credit can be a challenge. We help key workers get quality transportation, regardless of credit status. We believe you deserve a reliable car.
Applying for car finance with Carplus is simple and convenient. We've streamlined the process to save you time and stress:
As specialists, Carplus is your trusted partner for tailored key worker car finance. We are passionate about helping you get the reliable transportation your vital work deserves. Choose Carplus with confidence, and let us support your road to car ownership. You keep our communities going - let us help keep you going! Apply today!
Compare and find the best car finance deals - quick and easy.
Getting a finance quote with Carplus will not affect your credit rating and you can do it for free
No deposit options are available on all deals. Check if you are eligible today and get approved risk-free with soft search.
Get your UK car finance decision in minutes. Check your eligibility first. Apply in confidence with Carplus