Get car finance online with Carplus

Carplus is a car finance finder and car loan price comparison website launched in 2016.
We offer lowest APR and car finance rates from UK’s top lenders and banks.


Quote from CEO Roman Danaev – We offer a better way to finance and buy your car online where you can choose delivery or collection. We offer access to great high quality cars at great value and we can finance any vehicle from any reputable dealership in the UK. And the best part is that you can enjoy your new car for up to 14 days to make sure you like it. If you change your mind, you can you return it for a full refund. Enjoy using Carplus.

Our process

1. Get a quote

So, you've decided to get financing for a new car. If you're confident in your credit rating and have already selected a vehicle, or would like advice on this matter, contact us. Get a quote and talk to one of our experts the day you apply. You can do it today!

After you apply, you will meet with a personal account manager. The specialist will check your information (such as your credit score, for example) so that you can get approved without any problems. The personal account manager will also look at all the available options and make you the best offer.

2. Get approved

3. Choose a car

The most fun part of the process! Choose from hundreds of available options and find the car that's perfect for you. Carplus works with hundreds of responsible dealers and offers tons of great financial deals on new and used vehicles. With Carplus, you will find something worthwhile!

It's time to do a little paperwork. Don't worry - your manager from Carplus takes care of most of the work. We'll draw up all the paperwork for you, follow up with the lender, and notify the dealer every step of the way. You can relax and daydream about your new car.

4. Complete all checks

5. Enjoy your new car!

Sign the paperwork, and you're good to go! Enjoy your brand-new vehicle, and take it with you wherever your road brings you. But please do not forget about your monthly payments. The less delinquent they are, the fewer problems you'll have. Drive away and have fun with your new car!

We compare car finance deals for you

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Who can get a car finance loan? ✔

If you are aged between 18 and 75 years old, have been a UK resident for 12 months and have a monthly income of at least £1,000 - you can get car finance.

Will I get approved if I have bad credit? ⭐

It's possible to get car finance with bad credit, although you'll pay higher interest rates. There are car finance deals designed for people with poor credit.

How to use your online car finance calculator? 🖥️

Simply input the amount you’d like to borrow and the time period over which you’d like to repay the loan, then the calculator will show your monthly repayments. 🚀

What documents do you need to finance a car? 🗂️

In general, we would need to see proof of licence, proof of income and proof of address. Some applications, though, might require additional documents.

Do you charge any fees? 💷

No. Our service is free to use.

What if I was already refused? 💡

If you’ve been refused car finance because of bad credit, we still may be able to help. At Carplus we work with a panel of lenders who can offer bad credit car finance.

Can I choose any car? 🚗

At Carplus, our customers are free to choose any car from any reputable dealership in the UK.

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Questions? Speak to a real person

Comparing car finance and car warranties is what we do, so you will get through to someone who can help. Call us from Monday to Friday (8am - 8pm) and Saturday to Sunday (9am - 6pm).