Choosing Hire Purchase finance has the advantage of making it realistic to afford better cars. But the benefits don't stop there - this article will highlight them all. To show you the complete picture, we'll also ...
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Those looking to get a new or used car might also be looking at car finance options. But here’s the problem - most loans are ...
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The first payment under the terms of a PCP car finance transaction is a deposit. Usually, it is 10% of the total value of the car. However, a large deposit will help ...
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PCP deals have been gaining popularity lately. It's worth noting that this applies to leasing and PCP if you don't buy the car immediately at the end of the deal. However, even ...
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Guaranteed Future Value, or GFV, is the term used in car finance for a vehicle’s residual value at the end of a PCP agreement. Your car’s GFV will be ...
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There are several different car finance options out there for you to choose from. One of the most popular options is called ...
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If you’ve financed, or plan to finance, a car through a personal contract purchase (PCP) plan, then you have the option of making a final balloon payment to purchase ...
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Unlike many other forms of car finance, PCP deals offer a great deal of flexibility at the end of the term. Under these agreements, ...
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Changing a car on PCP early is not common. Most people choose to wait until the term ends as specified in the contract and change the car then. But if you don’t...
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When you buy a car on finance, the cost of your repayments can be quite high. If you struggle to make your monthly payment on time each month, it may be worth considering car finance with a balloon payment feature.
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When it comes to getting a new car, one has to consider all the financial nuances implied. This often becomes a reason why people put off the research and choose an option that isn't tailored to their needs...
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Many factors can affect your personal finance and change your plans. If you need to lessen your financial burden, one thing you can do is terminate a vehicle finance agreement...
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For some people, a decision between car leasing (PCH) or buying is mostly a matter of money. For others, it’s forming an emotional connection to the car. Then, you have...
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Voluntary termination of a car finance agreement is the legal right of a borrower to end the contract early. It essentially gives you the ability to return the car and...
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Purchasing a desirable car often leads the buyer to the question – what is the most profitable way to do it? Entrepreneurs do not always have available funds for the...
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Car financing has become the most popular way to buy a vehicle - and it does not matter if it is new or used. Small monthly payments attract far more ...
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Increased awareness about the state of the environment is changing the way many of us think about driving in the modern age. With the government recently announcing the ban of...
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Check our extensive guide on how to drive you car to EU if its on finance. Taking your financed car abroad can be difficult. Not only is it logistically complicated,...
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When you sign up to a car finance agreement it is important to be fully aware of the contract details. Circumstances can change quickly and what works for you today...
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Buying a new car is an exciting event in a person’s life. However, upon weighing the pros and cons, you might find that you can’t buy a new car outright....
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Trying to understand car finance can be confusing, especially with all of the car finance jargon involved which can be difficult to make sense of. Car dealers can prey on...
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Are you having difficulty getting car finance? It might be because you have a poor credit score. It might simply be a question of knowing where to look for it....
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Do you want to buy yourself a new car, but are a bit strapped for cash? Part exchange (P/X) is one of those tried and tested ways of trading in...
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Bad debt is scary. It probably seems like an endless downward spiral. But a change of spending habits and managing your finances differently almost always offers a way to break...
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If you’re aware that you have a poor credit history (also known as a poor credit score), then don’t despair. Very large numbers of people are in the same position....
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