Car finance calculator - Belfast

Must be between £3,000 to £50,000
Your monthly payment
Total charge of credit£0
Total amount payable£0
Apply now for your personalised, no-obligation quote

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Welcome to Carplus, your trusted car finance broker in Belfast! We understand that getting a car loan can be a daunting task, but fear not, we're here to make the process smooth and hassle-free for you. Whether you're looking for a brand new set of wheels or a reliable used car, our team is committed to helping you find the best car finance options that suit your needs and budget.

Car finance calculator - Belfast

Curious about how much your monthly payments might be for your dream car? Our car finance calculator is here to help! Just input the car's price, your preferred loan term, and your estimated credit score, and the calculator will give you an idea of your monthly repayment amount. Keep in mind that this is just an estimate, and our team will work with you to find the most suitable car finance deal tailored to your unique circumstances.

Why finance your car in Belfast?

Choosing car finance in Belfast offers a range of benefits. Instead of a hefty upfront payment, you can spread the cost over manageable monthly installments, making it easier to budget your finances. Plus, with the option of driving away with your dream car while paying for it over time, you can start enjoying your new wheels without delay. Our extensive network of trusted lenders ensures that you get competitive interest rates and favorable terms, so you can drive with peace of mind.

We provide car finance for people with bad credit in Belfast!

Worried that your less-than-perfect credit history might hinder your chances of getting car finance? Don't be! At Carplus, we believe everyone deserves a chance to get behind the wheel. Our team specializes in assisting individuals with car finance for bad credit score, and we've helped many customers in Belfast secure car finance despite their credit challenges. So, even if you've faced financial difficulties in the past, talk to us, and let's explore your car finance options together.

Is no-deposit car finance available in Belfast?

Yes, we do offer no-deposit car finance options in Belfast! With no upfront deposit required, you can get on the road with ease. This option suits those who might not have a lump sum to put down initially or prefer to keep their savings for other important expenses. Our no-deposit car finance packages come with competitive rates, and our team will guide you through the process to find the most suitable deal for your circumstances.

What do I need to get car finance in Belfast?

Getting car finance in Belfast is straightforward, and the process is designed to be as smooth as possible. To apply for car finance with Carplus, you'll need the following:

  1. Identification: Valid photo ID (such as a driving license or passport).
  2. Proof of Address: A recent utility bill or bank statement will do.
  3. Income Details: Provide evidence of your income, such as payslips or bank statements showing regular deposits.
  4. Employment Details: Let us know about your employment status and history.
  5. Bank Account: You'll need a UK bank account for the loan to be processed.

Don't worry if you're missing any documents; our friendly team will assist you throughout the application process to ensure you have everything you need.

Finding a used car on finance in Belfast is not a problem!

Browse our extensive car catalogue and pick your perfect used car on finance from over 200k used vehicles. With affordable finance options and free nationwide delivery, owning your dream car has never been easier. We understand everyone's budget is different, so we offer flexible financing solutions to suit your needs.

Applying for car finance is a breeze through our user-friendly website, and our team is here to guide you every step of the way. Rest assured, our vehicles undergo rigorous inspections, ensuring you drive away with confidence in a reliable car. Start your car-buying journey with Carplus today!

Why work with Carplus?

At Carplus, we take pride in being a leading car finance broker in Belfast. Here's why you should choose us:

  • Expertise: Our team has extensive knowledge of the car finance industry, and we use our expertise to find the best deals for you.
  • Wide Network: We have strong relationships with a variety of lenders, increasing your chances of approval and getting competitive rates.
  • Customer-Centric Approach: We put you first, tailoring car finance solutions to your unique needs and financial situation.
  • No Hidden Fees: Transparent and honest, we'll explain all the costs upfront, so you know exactly what you're getting into.
  • Bad Credit Specialists: If you have bad credit, don't worry - we've helped many individuals in similar situations secure car finance.
  • Convenience: Applying for car finance with Carplus is easy and can be done online, saving you time and effort.

Get in touch with us today, and let's work together to find the perfect car finance solution for you in Belfast!

Who can get car finance in Belfast

In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Belfast.

SERE Motors Belfast

7-13 Boucher Rd, Belfast BT12 6HR

Gary Hutchinson Car Sales

19, 27 Ravenhill Rd, Belfast BT6 8DP

Auto Q

25 Imperial Dr, Belfast BT6 8JH

Bells Crossgar Motors

1 Downpatrick Rd, Crossgar, Downpatrick BT30 9EQ

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