|Total charge of credit||£0|
|Total amount payable||£0|
Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £10,000 over 60 months, £1,000 deposit, on HP, and a representative APR of 19.9%, the amount payable would be £229.95 per month, with a total cost of credit of £3,796.82 and a total amount payable of £13,796.82.
We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered.
If you are in Manchester and looking to buy a car, Carplus car finance services are right for you. We can help you find the best used car and the most reliable dealer. In addition, we will provide you with financial support to close the deal and help you sign the contract even if you have a bad credit history.
As a car finance broker, we work with a panel of trusted lenders to offer you a wide range of car finance products to suit your needs and budget.
If you're looking for a straightforward and traditional way to finance your car in Manchester, our Hire Purchase (HP) deals might be just what you need. With HP, you pay a deposit (though we do have no deposit options, more on that later) and then make monthly payments. Once you've completed all the payments, the car is officially yours. It's an excellent option for those who want to own their car outright at the end of the term.
Our Personal Contract Purchase (PCP) deals offer flexibility to Manchester residents who want lower monthly payments and the option to decide at the end of the contract whether to return the car, pay a final lump sum (balloon payment) to own it, or part-exchange it for a new model. This flexibility is perfect for those who enjoy changing cars frequently or want to keep their options open.
If you have little or no credit history or bad credit, don't worry – Carplus has got your back! We specialise in bad credit car finance and will help you do everything right. In addition, if you do not have a large amount in hand at the time of the transaction, we can consider a no-deposit deal for you in Manchester.
Even if you are not the most straightforward customer initially, our experts will make sure that you can get the car of your dreams with car finance in Manchester.
Absolutely! We understand that having a significant deposit ready isn't always feasible. That's why we offerno deposit car finance deals in Manchester. With this option, you can get behind the wheel of your dream car without the burden of a substantial upfront payment. We're committed to making car ownership accessible to as many people as possible, and no-deposit car finance is one of the ways we achieve this goal.
Sometimes, a poor credit history or no credit history can create roadblocks in securing car finance. But at Carplus, we offer no credit check car finance in Manchester. We understand that your past doesn't define your future. This soft credit search doesn't affect your credit rating. Once you select a car, we'll then complete a full application with a standard credit check. With our no credit check options, you can get the car you need without the worry of your credit score affecting your approval.
Сar credit is the perfect way to get a new vehicle without spending a large sum of money. In addition, this way of buying a car will help you better control your finances through adjustable monthly payments.
Many people think you have to have a lot of funds and a perfect credit history to get a car loan - but that's not true. At our company, we know how to work with a wide variety of clients and can help you finance a car with bad credit and no deposit.
We work with a large group of lenders and can explore various options and find the best one for you. So don't worry; you can quickly get a car if you choose Carplus.
If a brand-new car isn't what you're looking for, we also offer used car finance solutions in Manchester. Our used car finance options allow you to purchase a quality pre-owned vehicle without the hassle of large upfront payments. You can choose from a wide selection of used cars on finance to find the one that suits your requirements and budget.
There is no problem with being an appropriate candidate for a car loan. To be eligible, you will need to prove your income for the past three months and meet some of our conditions:
Gathering the right paperwork in advance streamlines the car finance process. Here are the basic documents required:
|In part time employment|
|Zero hours contracts|
|In receipt of benefit|
|Provisional license holders|
|Bad credit ratings|
|No credit history|
Alexandria Drive Lord Sheldon Way, Manchester OL7 0QN
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Derby Way, Bury, Lancashire BL9 0NJ