Car finance calculator - Manchester

Good credit
Bad credit
Amount to borrow:
To repay over:
5 Years
Car finance rate XX% APR
Cost of credit £ XXX
Total repayment £ XX,XX.XX
48 monthly payments of
£ 245 /mo

Representative example - Borrowing £5,500 over 4 years with a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and a total amount payable of £7,782.

Carplus will find the best car loan rate from our panel of lenders and will offer you the best possible deal. We don’t charge fees, but we earn a commission. This does not influence the APR you’re offered in any way.

We compare car finance deals for you

  • Oodle logo
  • PCF Bank logo
  • Moneybarn logo
  • Marsh logo

If you are in Manchester and looking to buy a car, Carplus car finance services are right for you. We can help you find the best car (used or brand-new) and the most reliable dealer. In addition, we will provide you with financial support to close the deal and help you sign the contract even if you have a bad credit history.

Bad credit car finance in Manchester

If you have little or no credit history or bad credit, don't worry – Carplus has got your back! We specialise in bad credit car finance and will help you do everything right. In addition, if you do not have a large amount in hand at the time of the transaction, we can consider a no-deposit deal for you in Manchester.

Even if you are not the most straightforward customer initially, our experts will make sure that you can get the car of your dreams with car finance in Manchester.

Can I get car finance for used cars in Manchester?

Сar credit is the perfect way to get a new vehicle without spending a large sum of money. In addition, this way of buying a car will help you better control your finances through adjustable monthly payments.

Many people think you have to have a lot of funds and a perfect credit history to get a car loan - but that's not true. At our company, we know how to work with a wide variety of clients and can help you finance a car with bad credit and no deposit.

We work with a large group of lenders and can explore various options and find the best one for you. So don't worry; you can quickly get a car if you choose Carplus.

Will I be eligible for car finance in Manchester?

There is no problem with being an appropriate candidate for a car loan. To be eligible, you will need to prove your income for the past three months and meet some of our conditions:

  • You must be between the ages of 18 and 75
  • You must have a driver's license
  • You must have lived in the UK for at least 12 months

Why choose Carplus?

  1. We search for the best deals from over 20 reputable lenders and provide you with the best possible offer.
  2. Carplus is a team of expert brokers who make financing a new car fast and easy.
  3. We provide you only with the best deals for your budget.
  4. We offer to finance not only for vehicles but also for vans, motorbikes, caravans, and motorhomes.
  5. In the Reviews section, you can see hundreds of our satisfied customers.

Who can get car finance in Manchester

  • Unemployed
  • Self-employed
  • In part time employment
  • Zero hours contracts
  • In receipt of benefits
  • Young drivers
  • Retired drivers
  • Provisional license holders
  • Carers allowance
  • Disability allowance
  • Ex bankrupt
  • Bad credit ratings
  • No credit history
  • Military/Armed forces

Car dealers in Manchester

CarShop Manchester

Alexandria Drive Lord Sheldon Way, Manchester OL7 0QN


173 Cross Lane, Salford, Manchester M5 4AP


Barton Dock Rd, Urmston, Manchester M41 7TB

The Car Group

Derby Way, Bury, Lancashire BL9 0NJ


Carplus Reviews

Speak to a real person

Car finance? 1. Get car finance approved. 2. Choose any car from any dealer. 3. Get it delivered next day. We’re open Monday to Friday (8am - 8pm) and Saturday to Sunday (10am - 5pm).