Car finance calculator - Durham

Must be between £3,000 to £50,000
Your monthly payment
Total charge of credit£0
Total amount payable£0
Apply now for your personalised, no-obligation quote

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Carplus, your go-to for car finance in Durham! We simplify the process with competitive rates, even for bad credit. No deposit needed? We've got you covered. Worried about credit checks? Try our no credit check car finance. On benefits? Explore tailored options. Apply online for used car finance. Our dedicated team ensures a smooth, personalised experience. Drive your dream car—contact Carplus today.

Car finance types we have in Durham

HP car finance deals

Consider our HP car finance deals for a straightforward option in Durham. With fixed monthly payments, like £250 for a Ford Fiesta, budgeting becomes effortless. At the end of the term, you own the car outright. It's a reliable choice, especially if you plan to keep your vehicle for the long haul. Explore our HP options for a simple and practical way to drive the car you desire.

PCP car finance deals

Looking for flexibility and lower monthly payments? Check out our PCP car finance deals. Pay around £200 per month for a sleek Volkswagen Golf. At the end of the term, decide whether to buy the car, return it, or upgrade to a new model. This option suits those who enjoy changing cars regularly. Discover the advantages of PCP with Carplus—drive the car you want without breaking the bank.

Bad credit car finance deals in Durham

Need a car but wrestling with bad credit? Carplus has your back for bad credit car finance in Durham. Our seasoned brokers excel in crafting solutions for those with less-than-stellar credit histories. At Carplus, we don't let past financial bumps hinder your road to a new vehicle. We're here to simplify the process and get you approved for a car loan that suits your situation.

Got CCJs or IVAs causing roadblocks? Carplus specializes in tearing down those barriers. We offer tailored solutions for individuals dealing with County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs). No need to worry. Moreover, if you're on benefits, Carplus ensures you have viable car finance options. Cut through the red tape – get in touch with Carplus today and drive off with the car you need, no matter your credit situation.

No-deposit car finance deals in Durham

At Carplus, our no-deposit car finance deals in Durham mean you can hit the road without upfront payments. It's perfect if you're after a new ride without the immediate cash flow. The upside? Immediate car access. The flip side? Monthly payments might be a bit higher. It's a trade-off. We help you navigate the details, ensuring you make the choice that fits your pocket. Drive off the lot without the deposit fuss – contact Carplus today.

Get no credit check car finance deals in Durham

At Carplus, our no credit check car finance deals in Durham provide a streamlined way to secure a car loan. We understand that a history of bad credit can be a roadblock, and that's why we offer a 'soft' check – a quick assessment of your current financial situation that doesn't impact your credit score. This ensures you can explore car finance options without the fear of rejection affecting your credit status. Experience the convenience of getting on the road with Carplus, where your credit history won't hold you back.

Discover 300000 used cars on finance in Durham!

Carplus brings you closer to your ideal ride with our impressive array of 300,000 used cars on finance in Durham. Whether you're eyeing a reliable Ford Fiesta, a stylish Volkswagen Golf, or a family-friendly Nissan Qashqai, our diverse inventory caters to every taste and lifestyle.

Each car undergoes rigorous quality checks to ensure you're getting a reliable vehicle. The extensive selection includes sought-after models like the Honda Civic, BMW 3 Series, and the versatile Ford Focus.

Financing your chosen used car is made simple with Carplus. Our team tailors flexible financing options with competitive rates, ensuring that your dream car is both accessible and affordable. Explore our collection today and take the first step towards owning your preferred used car in Durham!

What documents do I need to get car finance in Durham ?

To streamline the car finance process in Durham, you'll need essential documents on hand:

  • Monthly income of at least £1200
  • Your full name and age (you must be between 18 - 75 years old)
  • Your cell phone number and email address
  • Driver's license
  • Employment information
  • Your residency status and address (you must have lived in the UK for at least 12 months)

Why work with Carplus in Durham?

Choosing Carplus in Durham ensures a seamless and customer-centric car finance experience. Our commitment to transparency, competitive rates, and a wide network of lenders sets us apart. At Carplus, we tailor financing solutions to your unique needs, whether you're looking for a no-deposit option, bad credit finance, or exploring our extensive range of used cars. Enjoy the convenience of our online application process and personalised service. Trust Carplus for your next car purchase, where driving the car of your dreams becomes a reality.

Who can get car finance in Durham

In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Durham.


M & S Motorcycles, Finchale Rd, Durham DH1 5HL, United Kingdom

A690 Specialist Cars

Belmont Bridge, Durham DH1 1LU, United Kingdom

Fred Henderson Ltd

Langley Bridge Garage, Langley Moor, Durham DH7 8JZ, United Kingdom

SG Petch Durham

Belmont Industrial Estate, Broomside Ln, Durham DH1 1HP, United Kingdom

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