|Total charge of credit||£0|
|Total amount payable||£0|
Rates from 9.9%: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £10,000 over 60 months, £1,000 deposit, on HP, and a representative APR of 19.9%, the amount payable would be £229.95 per month, with a total cost of credit of £3,796.82 and a total amount payable of £13,796.82.
We look to find the best product from our panel of lenders and will offer you the best deal that you’re eligible for. We earn a commission for providing our services, but this does not influence the interest rate you’re offered.
Financing a vehicle may not be as easy as one would think. If you need to find a car finance broker to help you with financing a car in Scotland, Carplus is at your service. Depending on your circumstances and preferences, our experts will find you excellent options to get car finance.
While it is not 100% guaranteed, we may offer low interest rates as well as no deposit / no down payment options for those who need a vehicle now. Our goal is to extend a helping hand to those who are not financially prepared to buy a car just yet and/or have a bad credit history. At Carplus, you can also apply for poor credit car finance in case your credit score leaves much to be desired.
Whatever your situation is, if you’re looking for bad credit car finance in Scotland, we will gladly help you out by reviewing your application and providing you with an expert. Our specialist will guide you through the entire process of getting car credit.
If you’re searching for car finance with bad credit and no deposit, you may want to use our calculator to see how much time it’ll take you to pay off the total amount of your car loan.
You may think that if car finance brokers have refused to give you car credit in the past, you will never be accepted at another company either. However, that’s not the case with Carplus. We will do our best to find you the most favourable option possible. But to apply for car finance, you’ll need to meet the following requirements:
When applying for car finance in Scotland, you’ll be asked to provide the following information:
Applying for car finance for a used car is no different from getting car credit for a brand new vehicle. The numerous car dealers in Scotland that we work with offer all kinds of vehicles which after getting your car finance application approved. There are loads of finance options to meet your preferences based on your credit score.
Carplus isn’t the only car broker in Scotland, but there are many factors that make us stand out. These benefits help us grow as a business and offer you more and more opportunities to get car finance. See for yourself:
|In part time employment|
|Zero hours contracts|
|In receipt of benefit|
|Provisional license holders|
|Bad credit ratings|
|No credit history|