Car finance calculator - Nottingham

Good credit
Bad credit
Amount to borrow:
£
To repay over:
5 Years
Car finance rate XX% APR
Cost of credit £ XXX
Total repayment £ XX,XX.XX
48 monthly payments of
£ 245 /mo

Representative example - Borrowing £5,500 over 4 years with a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and a total amount payable of £7,782.

Carplus will find the best car loan rate from our panel of lenders and will offer you the best possible deal. We don’t charge fees, but we earn a commission. This does not influence the APR you’re offered in any way.

We compare car finance deals for you

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If you want to get car finance in Nottingham, Carplus is your trusted broker. We know all about how a car loan works, under what conditions it is granted, and who can get it on favourable terms (even with a bad credit history).

Thanks to such a service as credit, many people now have the opportunity to buy the things they want when they want them, rather than saving up for them for several years or months. This is especially true in car sales since not everyone can buy a car with their own money. With Carplus, you get the best possible deal in the shortest period of time.

Bad credit car finance in Nottingham

Our company provides bad credit car finance in Nottingham for everyone. Even customers who have previously been refused a loan can get the car of their dreams with us.

The key features of a car loan for those with a bad credit history are the price, expressed as a percentage per annum, and the repayment period. Unfortunately, because of the not-so-great statistics in your profile, the interest may be higher - and therefore, the monthly payments will be increased.

But don't worry; at Carplus, we try to find the perfect offer for each customer, suited to their capabilities and budget. You can get a new or used car even on benefits or with no deposit!

Will i be eligible for car finance?

It is not that hard to be eligible for car credit. You will only need to prove your income (which can be done with a three-month bank statement). Your monthly income must be at least £1,200.

In addition to this information, you will need to provide the following information:

  1. Your full name and age (you must be between 18 - 75 years old)
  2. Your cell phone number and email address
  3. Driver's license
  4. Employment information
  5. Your residency status and address (you must have lived in the UK for at least 12 months)

Once you have provided this information, you are eligible to apply even for a car finance with bad credit and no deposit.

Can i get car finance for used cars in Nottingham?

With Carplus, you can buy a used vehicle. The main advantage of this option is that you can choose a car of your own taste and colour from the available secondary market range. There is no problem if you want to apply to car finance a used car in Nottingham – the only condition that you need to keep in mind is your eligibility. The best deal is guaranteed at Carplus.

Why Choose Carplus?

  1. Our team consists of experienced professionals ready to help and support you in obtaining a car loan.
  2. We provide each client with an application tracker link to track the progress online.
  3. In the testimonial section, you can see honest opinions from customers who helped finance a vehicle, even with bad credit.
  4. The Financial Conduct Authority regulates our business, and therefore we only approve applications that are safe in terms of monthly payments.
  5. Besides cars, we also credit vans, motorbikes, caravans, and motorhomes – a wide range for our clients to choose a vehicle from.

Who can get car finance in Nottingham


  • Unemployed
  • Self-employed
  • In part time employment
  • Zero hours contracts
  • In receipt of benefits
  • Young drivers
  • Retired drivers
  • Provisional license holders
  • Carers allowance
  • Disability allowance
  • Ex bankrupt
  • Bad credit ratings
  • No credit history
  • Military/Armed forces

Car dealers in Nottingham

Sandicliffe Used Cars Nottingham

Abbeyfield Rd, Nottingham NG7 2SZ

Evans Halshaw Vauxhall Nottingham

Redfield Rd, Clifton Blvd, Nottingham NG7 2UJ

Hilton Garage

The Mease, Hilton, Derby DE65 5BH

Lowdham Cars

Lowdham Rd, Gunthorpe, Nottingham NG14 7ES

Nottingham

Carplus Reviews

Questions? Speak to a real person

Comparing car finance and car warranties is what we do, so you will get through to someone who can help. Call us from Monday to Friday (8am - 8pm) and Saturday to Sunday (9am - 6pm).