Car finance calculator - Nottingham

Amount to borrow

Must be between £3,000 to £40,000

Choose length of contract









Assuming your credit profile is

Estimated payments

These estimates are subject to credit checks and may change when you apply for finance.

Hire Purchase (HP)
APR 6.9%

60 monthly payments of


Total charge of credit
Total amount payable
Personal Contract Purchase (PCP)
APR 6.9%

60 monthly payments of


Optional final payment
Total charge of credit
Total amount payable

Bad credit car finance in Nottingham

If you want to get car finance in Nottingham, Carplus is your trusted broker. We know all about how a car loan works, under what conditions it is granted, and who can get it on favourable terms (even with a bad credit history).

Thanks to such a service as credit, many people now have the opportunity to buy the things they want when they want them, rather than saving up for them for several years or months. This is especially true in car sales since not everyone can buy a car with their own money. With Carplus, you get the best possible deal in the shortest period of time.

Our company provides bad credit car finance in Nottingham for everyone. Even customers who have previously been refused a loan can get the car of their dreams with us.

The key features of a car loan for those with a bad credit history are the price, expressed as a percentage per annum, and the repayment period. Unfortunately, because of the not-so-great statistics in your profile, the interest may be higher - and therefore, the monthly payments will be increased.

But don't worry; at Carplus, we try to find the perfect offer for each customer, suited to their capabilities and budget. You can get a new or used car even on benefits or with no deposit!

Will I be eligible for car finance?

It is not that hard to be eligible for car credit. You will only need to prove your income (which can be done with a three-month bank statement). Your monthly income must be at least £1,200.

In addition to this information, you will need to provide the following information:

  1. Your full name and age (you must be between 18 - 75 years old)
  2. Your cell phone number and email address
  3. Driver's license
  4. Employment information
  5. Your residency status and address (you must have lived in the UK for at least 12 months)

Once you have provided this information, you are eligible to apply even for a car finance with bad credit and no deposit.

Can I get car finance for used cars in Nottingham?

With Carplus, you can buy a used vehicle. The main advantage of this option is that you can choose a car of your own taste and colour from the available secondary market range. There is no problem if you want to apply to car finance a used car in Nottingham – the only condition that you need to keep in mind is your eligibility. The best deal is guaranteed at Carplus.

Why Choose Carplus?

  1. Our team consists of experienced professionals ready to help and support you in obtaining a car loan.
  2. We provide each client with an application tracker link to track the progress online.
  3. In the testimonial section, you can see honest opinions from customers who helped finance a vehicle, even with bad credit.
  4. The Financial Conduct Authority regulates our business, and therefore we only approve applications that are safe in terms of monthly payments.
  5. Besides cars, we also credit vans, motorbikes, caravans, and motorhomes – a wide range for our clients to choose a vehicle from.

Who can get car finance in Nottingham

  • Unemployed
  • Self-employed
  • In part time employment
  • Zero hours contracts
  • In receipt of benefit
  • Young drivers
  • Retired drivers
  • Provisional license holders
  • Carers allowance
  • Disability allowance
  • Ex bankrupt
  • Bad credit ratings
  • No credit history
  • Military/Armed forces

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Sandicliffe Used Cars Nottingham

Abbeyfield Rd, Nottingham NG7 2SZ

Hilton Garage

The Mease, Hilton, Derby DE65 5BH

Evans Halshaw Vauxhall Nottingham

Redfield Rd, Clifton Blvd, Nottingham NG7 2UJ

Lowdham Cars

Lowdham Rd, Gunthorpe, Nottingham NG14 7ES

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Alpha House, Regis Road, London, NW5 3EW


0203 389 7779


Business hours

Monday to Friday 8am - 8pm
Saturday to Sunday 9am - 6pm