Car finance calculator - Middlesbrough

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 9.9%

60 monthly payments of


Interest rate
9.9% APR
Amount of interest
Total payment
Personal Contract Purchase (PCP)
APR 9.9%

60 monthly payments of


Optional final payment
Interest rate
9.9% APR
Amount of interest
Total payment

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

We understand that finding the right car finance can sometimes be overwhelming, but worry not – we've got you covered. Whether you're looking for a reliable used car, Carplus is here to make your car finance journey a breeze.

Curious about your car finance options? Try out our easy-to-use car finance calculator! It's simple and hassle-free. Just enter the loan amount you need, choose your preferred repayment term, and get an instant estimate of your monthly payments. Our calculator takes the guesswork out of budgeting, giving you the confidence to make the right decision for your financial situation.

Why finance your car in Middlesbrough?

Financing your car in Middlesbrough comes with some fantastic advantages. Firstly, it allows you to spread the cost of your dream car over time, making it more affordable and manageable. Plus, you won't have to dip into your savings entirely, leaving you with some extra cash for other important things in life.

Moreover, car finance gives you the flexibility to choose the car you truly desire, not just the one that fits your current budget. So, whether you're after a nippy little hatchback or a spacious family SUV, we can help you find the right finance deal that aligns with your needs and preferences.

We provide car finance for people with bad credit in Middlesbrough!

At Carplus, we believe that everyone deserves a chance to get car finance, regardless of their credit history. If you've had some financial hiccups in the past, don't worry – we've got your back. Our team specializes in assisting customers with bad credit to secure car finance options that suit their circumstances.

We work with a wide network of lenders who understand that your credit score might not tell the whole story. So, even if you've had CCJs, defaults, or previous rejections, we'll do our best to find a solution for you. Our goal is to see you driving away in the car you want, helping you rebuild your credit along the way.

Is no-deposit car finance available in Middlesbrough?

Yes, we offer no-deposit car finance options in Middlesbrough! This means you can get behind the wheel of your dream car without having to pay a hefty upfront deposit. Instead, you can spread the cost of the car over the agreed loan term, keeping your savings intact.

No-deposit car finance makes getting a car more accessible and straightforward, especially if you prefer to keep your initial costs low. Our team will work with you to find the best deal that aligns with your budget and financial situation, ensuring you drive away with a smile on your face.

Pick and finance your car in Middlesbrough right on our website!

Discover your dream car and finance it right on our website in Middlesbrough! With over 200k used cars available on finance, our car catalog offers an extensive selection for you to choose from. Enjoy affordable and flexible finance options that fit your budget perfectly. Plus, we provide free nationwide delivery, so your chosen car will be brought right to your doorstep. At Carplus, we make the car buying and financing process hassle-free and convenient. Take the first step towards owning your ideal car today! Browse our catalog and find the perfect car that suits your needs and style.

What do I need to get car finance in Middlesbrough?

Getting car finance with Carplus is hassle-free. To apply for car finance in Middlesbrough, you'll typically need the following:

  • Proof of identity (such as a passport or driver's license)
  • Proof of address (a recent utility bill or bank statement will do)
  • Bank account details
  • Proof of income (payslips or bank statements showing regular income)

Once you have these documents ready, our team will guide you through the application process, making it as smooth as possible.

Why work with Carplus?

Choosing Carplus for your car finance needs in Middlesbrough comes with several benefits. Firstly, we have years of experience in the industry, helping numerous customers find their ideal car finance solutions. Our team is friendly, knowledgeable, and dedicated to assisting you every step of the way.

Secondly, we have a wide network of trusted lenders, ensuring that we can find competitive finance options that suit your unique circumstances. We believe that car finance should be accessible and straightforward for everyone. That's why we take the time to understand your needs and tailor our services accordingly. Your satisfaction is our top priority!

Who can get car finance in Middlesbrough

In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Middlesbrough.

Car Choice Teesside

Unit 3 Victoria St, Middlesbrough TS1 5QZ

Stoneacre Middlesbrough

220 Marton Rd, Cleveland, Middlesbrough TS4 2ET

Value Cars

Unit A2, Commerce Way, Middlesbrough TS6 6UR

Vertu Honda Stockton

Preston Farm, Farm, Concorde Way, Preston Farm Industrial Estate, Stockton-on-Tees TS18 3SE

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