Car finance calculator - Leeds

Must be between £3,000 to £50,000
Your monthly payment
Total charge of credit£0
Total amount payable£0
Apply now for your personalised, no-obligation quote

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

A car is a great way to travel around the busy city of Leeds. These days, anyone can get a vehicle, although not everyone can afford it. If you’re planning to apply for car finance to purchase your own vehicle in Leeds, Carplus can help you get the best deal, according to your preferences and financial possibilities.

Car finance options we have in Leeds

At Carplus, we understand that every individual's financial situation is unique. That's why we offer a variety of car finance options in Leeds to cater to your specific needs.

Hire Purchase deals

If you're looking for a straightforward and easy way to finance your car in Leeds, our Hire Purchase (HP)deals are a fantastic option. With HP, you'll make fixed monthly payments until you've paid off the full amount, at which point the car becomes yours. This is a popular choice for those who prefer ownership from the outset.

Personal Contract Purchase deals

For those who like flexibility, our Personal Contract Purchase (PCP) deals are ideal. You'll make lower monthly payments compared to HP, and at the end of the agreement, you can decide whether to buy the car, return it, or trade it for a new one. PCP is perfect for those who like to switch cars every few years.

Poor and bad credit car finance in Leeds

Whether you have a decent or bad credit rating, our experts will do their best to make sure you obtain a credit loan anyway. In any event, you are not prohibited from applying for it, no matter how low your credit score is. We will also consult you on no deposit deals if you don’t have an opportunity to put down an initial deposit.

So don’t get discouraged! Contact our Carplus Team for further information regarding Leeds car finance with bad credit history.

Is no-deposit car finance available in Leeds?

Yes, we do offer no deposit car finance in Leeds. We understand that saving up for a deposit can be challenging, and we don't want that to stand in the way of your car ownership dreams. With our no-deposit options, you can drive away in your new car without paying a lump sum upfront.

Apply for no credit check car finance in Leeds!

If you're worried about your credit history, Carplus also offers no credit check car finance in Leeds. We believe that your current financial situation and your ability to make payments are more important than your credit score. Our no credit check options ensure that your past mistakes won't hold you back from owning a car.

Finding a used car on finance in leeds is not a Problem!

If you're considering a used car, you're in the right place. Carplus offers used cars on finance in Leeds, making it easy for you to own a quality, pre-owned vehicle. We have a wide selection of used cars for you to choose from, and our finance solutions are designed to fit your budget.

Will I be eligible for car finance?

To be able to apply for car finance, you must fulfil the following conditions:

  • You must be between 18 and 75 years of age
  • You must have resided in the United Kingdom for the last 12 months
  • Your monthly income must be £1,200 or more

What documents do i need to get car finance in Leeds?

Additionally, once you decide to get your vehicle financed by Carplus, we will ask you to provide us with your personal information, such as:

  • Your full name
  • Your contact number
  • Your email address
  • Your current place of residence
  • Your residential status
  • Your employment details
  • Your driving licence information

Please note that your chances of having your application approved also depend on the number of times you’ve applied for finance and/or have been refused in the past.

Can I finance a used cars in Leeds?

Yes, no problem. If you’re not quite ready to purchase a brand-new car, consider buying a used one. Reach out to our team to learn which used car financing options are available to you, and we’ll take care of the rest.

As soon as your application gets approved, you will be able to buy whatever car you’re interested in within the city limits and the surrounding areas of Leeds.

Why Choose Carplus?

With so many offers for a car finance in Leeds, it might be a challenge to find a company that suits your needs.

Before you decide to proceed with a broker, you should check if they’re guaranteed to finance the type of vehicle you’re going to buy. For instance, you may face certain difficulties when trying to obtain a car credit loan for a trailer. At Carplus – besides regular cars – it is possible to get finance for:

  • Vans
  • Caravans
  • Motorhomes

In addition, Carplus customers enjoy such benefits as:

  • A dedicated car finance specialist assisting throughout the entire application process
  • An opportunity to have your van delivered at no additional cost
  • A full HPI check and RAC-approved inspection for each car

Lastly, Carplus is proud to have the “excellent” score on Trustpilot, which is based on the reviews of our clients.

Who can get car finance in Leeds

In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Leeds.

Leeds Motor Company

433 Kirkstall Rd, Burley, Leeds LS4 2QD

Brooklands Motor Group

162 Armley Rd, Armley, Leeds LS12 2TY

Arnold Clark Leeds Motorstore

Whitehall Pl, Holbeck, Leeds LS12 1AA

Evans Halshaw Leeds

Gelderd Road, Leeds, West Yorkshire, LS12 6EG

We compare car finance deals for you

  • PCF Bank logo
  • Close Brothers logo
  • V12 vehicle finance logo
  • Marsh logo
  • Dodle logo
  • Moneybarn logo
  • Automoney logo
  • SMF logo
  • Moneyway logo
  • Rate Setter logo