Car finance calculator - Leeds

Amount to borrow

Must be between £3,000 to £40,000

Choose length of contract









Assuming your credit profile is

Estimated payments

These estimates are subject to credit checks and may change when you apply for finance.

Hire Purchase (HP)
APR 6.9%

60 monthly payments of


Total charge of credit
Total amount payable
Personal Contract Purchase (PCP)
APR 6.9%

60 monthly payments of


Optional final payment
Total charge of credit
Total amount payable

Bad Credit Car Finance in Leeds

A car is a great way to travel around the busy city of Leeds. These days, anyone can get a vehicle, although not everyone can afford it. If you’re planning to apply for car finance to purchase your own vehicle in Leeds, Carplus can help you get the best deal, according to your preferences and financial possibilities.

Whether you have a decent or bad credit rating, our experts will do their best to make sure you obtain a credit loan anyway. In any event, you are not prohibited from applying for it, no matter how low your credit score is. We will also consult you on no deposit deals if you don’t have an opportunity to put down an initial deposit.

So don’t get discouraged! Contact our Carplus Team for further information regarding Leeds car finance with bad credit history.

Will I Be Eligible for Car Finance?

To be able to apply for car finance, you must fulfil the following conditions:

  • You must be between 18 and 75 years of age
  • You must have resided in the United Kingdom for the last 12 months
  • Your monthly income must be £1,200 or more

Additionally, once you decide to get your vehicle financed by Carplus, we will ask you to provide us with your personal information, such as:

  • Your full name
  • Your contact number
  • Your email address
  • Your current place of residence
  • Your residential status
  • Your employment details
  • Your driving licence information

Please note that your chances of having your application approved also depend on the number of times you’ve applied for finance and/or have been refused in the past.

Can I Finance a Used Cars in Leeds?

Yes, no problem. If you’re not quite ready to purchase a brand-new car, consider buying a used one. Reach out to our team to learn which used car financing options are available to you, and we’ll take care of the rest.

As soon as your application gets approved, you will be able to buy whatever car you’re interested in within the city limits and the surrounding areas of Leeds.

Why Choose Carplus?

With so many offers for a car finance in Leeds, it might be a challenge to find a company that suits your needs.

Before you decide to proceed with a broker, you should check if they’re guaranteed to finance the type of vehicle you’re going to buy. For instance, you may face certain difficulties when trying to obtain a car credit loan for a trailer. At Carplus – besides regular cars – it is possible to get finance for:

  • Vans
  • Caravans
  • Motorhomes

In addition, Carplus customers enjoy such benefits as:

  • A dedicated car finance specialist assisting throughout the entire application process
  • An opportunity to have your van delivered at no additional cost
  • A full HPI check and RAC-approved inspection for each car

Lastly, Carplus is proud to have the “excellent” score on Trustpilot, which is based on the reviews of our clients.

Who can get car finance in Leeds

  • Unemployed
  • Self-employed
  • In part time employment
  • Zero hours contracts
  • In receipt of benefit
  • Young drivers
  • Retired drivers
  • Provisional license holders
  • Carers allowance
  • Disability allowance
  • Ex bankrupt
  • Bad credit ratings
  • No credit history
  • Military/Armed forces

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Leeds Motor Company

433 Kirkstall Rd, Burley, Leeds LS4 2QD

Arnold Clark Leeds Motorstore

Whitehall Pl, Holbeck, Leeds LS12 1AA

Brooklands Motor Group

162 Armley Rd, Armley, Leeds LS12 2TY

Evans Halshaw Leeds

Gelderd Road, Leeds, West Yorkshire, LS12 6EG

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Carplus reviews

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0203 389 7779


Business hours

Monday to Friday 8am - 8pm
Saturday to Sunday 9am - 6pm