Car finance calculator

Good credit
Bad credit
Amount to borrow:
To repay over:
5 Years
Car finance rate XX% APR
Cost of credit £ XXX
Total repayment £ XX,XX.XX
48 monthly payments of
£ 245 /mo

Representative example - Borrowing £5,500 over 4 years with a representative APR of 19.8%, and a deposit of £0, the amount payable would be £162 per month, with a total cost of credit of £2,282 and a total amount payable of £7,782.

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How car finance calculator works

It gives you an indication of how much car finance would cost. Simply input the amount you’d like to borrow and the time period over which you’d like to repay the loan, then our online car loan calculator does the hard work for you.

Use the slider to amend the amount you’d like to borrow and receive updated repayment amounts in real-time. Here at Carplus, we’re dedicated to securing you the best deal possible for your vehicle purchase, regardless of your financial situation. This is why we created our car finance calculator.

Why to use car loan calculator at Carplus

The car loan calculator shows you what your monthly repayments will be based on your loan amount and finance term. Please select how much you wish to borrow and for how long you and the calculator will show your estimated month finance cost and repayments.

What do I need to apply for car finance?

If you apply for car finance through Carplus, you’ll need:

  • your current UK address
  • a phone number and email address

Questions? Speak to a real person

Comparing car finance and car warranties is what we do, so you will get through to someone who can help. Call us from Monday to Friday (8am - 8pm) and Saturday to Sunday (9am - 6pm).