Car finance calculator - Leicester

Amount to borrow

Must be between £3,000 to £40,000

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Assuming your credit profile is

Estimated payments

These estimates are subject to credit checks and may change when you apply for finance.

Hire Purchase (HP)
APR 6.9%

60 monthly payments of


Total charge of credit
Total amount payable
Personal Contract Purchase (PCP)
APR 6.9%

60 monthly payments of


Optional final payment
Total charge of credit
Total amount payable

Bad credit car finance in Leicester

What do you do when you urgently need a new car but have no money to buy one? You start looking for ways to take out a loan to finance your car. But not every Leicester car finance company might be a good fit for you in terms of deals, or it may not be able to finance the type of car you’re looking for.

Finding a great car finance broker in Leicester may take a while. To begin your research, you should be aware of all the pitfalls you may face along the way.

Well, a bad credit score is not one of those potholes. Even if your credit rating leaves much to be desired, you still have a chance to get your best deal with a car lender. Same thing with Carplus: we encourage anyone with a bad credit history to still apply for car financing, as the outcome may be the opposite of what you expected.

And you should not think that car finance with a bad credit score is unobtainable – it is possible to achieve, and so is a no-deposit car credit loan that allows you to avoid putting down an initial payment. Reach out to our team to learn more about how you can get car finance in Leicester and what your chances are of having your application approved.

Will I be eligible for car finance?

There are certain requirements you need to follow to have your next vehicle financed:

  • You’re between 18-75 years old
  • You make at least £1,200 a month
  • You’ve been living in the UK for the past 12 months

Be ready to share your personal details, such as your name, address, contact number, email, and your place of residence. Besides, you’ll need to provide your driving licence and your employment details as well. Unfortunately, we won’t be able to process your application if you don’t fulfil any of the criteria mentioned above.

Can I get car finance for used cars in Leicester?

Without a doubt, you can obtain either a new or a second-hand vehicle with car finance. You can consider buying an awesome used sports car that you wouldn’t otherwise be able to afford. Go ahead and explore all the available options on the market. Leicester is big enough, so you’re guaranteed to find a car to your taste.

Why choose Carplus?

According to many of our customers, Carplus deserves all 5 stars on Trustpilot – you can check it out yourself by reading the reviews on the website. If you decide to join us and become a Carplus client, you will receive the following benefits as part of our offer:

  1. We’ll find and deliver your vehicle for free
  2. We’ll provide a complete HPI check and RAC-approved inspection for your car
  3. You’ll have a financial assistant to guide you through the whole application process
  4. Other than cars, you’ll be able to apply for car financing for motorhomes, motorbikes, vans, and caravans

Who can get car finance in Leicester

  • Unemployed
  • Self-employed
  • In part time employment
  • Zero hours contracts
  • In receipt of benefit
  • Young drivers
  • Retired drivers
  • Provisional license holders
  • Carers allowance
  • Disability allowance
  • Ex bankrupt
  • Bad credit ratings
  • No credit history
  • Military/Armed forces

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Evans Halshaw Leicester

Ravensbridge Drive, Leicester LE4 0BX

Sturgess Group

Aylestone Rd, Leicester LE2 7QN

Sandicliffe Leicester

154 Welford Rd, Leicester LE2 6BW

Hilton Garage

The Mease, Hilton, Derby DE65 5BH

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Carplus reviews

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