Car finance calculator - Southampton

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 9.9%

60 monthly payments of


Interest rate
9.9% APR
Amount of interest
Total payment
Personal Contract Purchase (PCP)
APR 9.9%

60 monthly payments of


Optional final payment
Interest rate
9.9% APR
Amount of interest
Total payment

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Bad credit car finance in Southampton

We have a wide variety of finance options available, so we are sure to have a plan that will fit your needs. This is the time to get started on your car finance plan! At Carplus, we offer competitive rates and flexible car finance options for residents of Southampton.

If you have bad credit, you may think that car finance is out of reach. But at Carplus, we offer bad credit car finance to residents of Southampton. We understand that life happens and sometimes your credit score can suffer as a result. We are here to help you get back on the road to financial success. Contact us today to learn more about our bad credit car finance and no-deposit options!

Can I get car finance for used cars in Southampton?

Yes, at Carplus we offer car finance for both new and used cars. We understand that a new car may not be in your budget, but that doesn't mean you should have to settle for less. We will work with you to find a finance option that fits your needs and budget. Contact us today to learn more!

Will I be eligible for car finance in Southampton?

The process for car finance in Southampton is simple and straightforward. First, you'll need to fill out an application form:

  • Prove your income for the past three months
  • You must be between the ages of 18 and 75
  • You must have a driver's license
  • You must have lived in the UK for at least 12 months

Once we have received your form, one of our representatives will contact you to discuss your options and answer any questions you may have.

Once you've decided on a plan, we'll work with you to get the financing you need. Contact us today to get started!

Why choose Carplus?

There are many reasons to choose Carplus for car finance in Southampton. First, we have a wide variety of finance options available. Second, we have a team of experienced and knowledgeable representatives who are ready to help you through the process. Third, we offer competitive rates that will fit your budget. Contact us today to learn more about our car finance options!

Who can get car finance in Southampton

In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Southampton.

West Way Nissan Southampton

The Causeway, Southampton SO15 0NP

Sparshatts Of Southampton

333 Millbrook Rd W, Southampton SO15 0HW

Hollybrook Car Centre

376-378 Hill Ln, Southampton SO15 7TX

Harris Cars

Swaythling Rd, West End, Southampton SO18 3HT

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