Car finance calculator - Southampton

Amount to borrow

Must be between £3,000 to £50,000

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Assuming your credit profile is

Estimated payments

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 6.9%

60 monthly payments of


Total charge of credit
Total amount payable

Bad credit car finance in Southampton

We have a wide variety of finance options available, so we are sure to have a plan that will fit your needs. This is the time to get started on your car finance plan! At Carplus, we offer competitive rates and flexible car finance options for residents of Southampton.

If you have bad credit, you may think that car finance is out of reach. But at Carplus, we offer bad credit car finance to residents of Southampton. We understand that life happens and sometimes your credit score can suffer as a result. We are here to help you get back on the road to financial success. Contact us today to learn more about our bad credit car finance and no-deposit options!

Can I get car finance for used cars in Southampton?

Yes, at Carplus we offer car finance for both new and used cars. We understand that a new car may not be in your budget, but that doesn't mean you should have to settle for less. We will work with you to find a finance option that fits your needs and budget. Contact us today to learn more!

Will I be eligible for car finance in Southampton?

The process for car finance in Southampton is simple and straightforward. First, you'll need to fill out an application form:

  • Prove your income for the past three months
  • You must be between the ages of 18 and 75
  • You must have a driver's license
  • You must have lived in the UK for at least 12 months

Once we have received your form, one of our representatives will contact you to discuss your options and answer any questions you may have.

Once you've decided on a plan, we'll work with you to get the financing you need. Contact us today to get started!

Why choose Carplus?

There are many reasons to choose Carplus for car finance in Southampton. First, we have a wide variety of finance options available. Second, we have a team of experienced and knowledgeable representatives who are ready to help you through the process. Third, we offer competitive rates that will fit your budget. Contact us today to learn more about our car finance options!

Who can get car finance in Southampton

  • Unemployed
  • Self-employed
  • In part time employment
  • Zero hours contracts
  • In receipt of benefit
  • Young drivers
  • Retired drivers
  • Provisional license holders
  • Carers allowance
  • Disability allowance
  • Ex bankrupt
  • Bad credit ratings
  • No credit history
  • Military/Armed forces

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West Way Nissan Southampton

The Causeway, Southampton SO15 0NP

Sparshatts Of Southampton

333 Millbrook Rd W, Southampton SO15 0HW

Hollybrook Car Centre

376-378 Hill Ln, Southampton SO15 7TX

Harris Cars

Swaythling Rd, West End, Southampton SO18 3HT

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Carplus reviews

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Alpha House, Regis Road, London, NW5 3EW


0203 389 7779


Business hours

Monday to Friday 8am - 8pm
Saturday to Sunday 9am - 6pm