Car finance calculator - Newcastle Upon Tyne

Must be between £3,000 to £50,000
Your monthly payment
Total charge of credit£0
Total amount payable£0
Apply now for your personalised, no-obligation quote

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Looking for hassle-free car finance in Newcastle Upon Tyne? We specialize in providing tailored car finance solutions, including bad credit car finance, to fit your unique needs. Our wide network of lenders ensures competitive rates for all credit types. Applying is a breeze with our online process, and rest assured, it won't affect your credit rating. Get behind the wheel with Carplus – your gateway to affordable and accessible car finance in Newcastle Upon Tyne.

Car finance types we have in Newcastle Upon Tyne

HP car finance deals

Looking for a straightforward way to own your dream car in Newcastle Upon Tyne? Our Hire Purchase (HP) deals might be just the ticket. It's as simple as it sounds – you pay in bits, manageable monthly payments until you own the car outright. Great if you're in it for the long run. For instance, imagine choosing a car valued at £12,000. With Carplus, you agree on affordable monthly payments over a fixed period, making your dream car a reality without the financial strain.

PCP car finance deals

Want flexibility and options? Explore our Personal Contract Purchase (PCP) deals. Lower monthly payments and freedom at the end – buy, trade, or return. It's car ownership on your terms. Picture this: you're eyeing a car worth £15,000. With Carplus PCP, you agree on a plan. Lower monthly payments make it budget-friendly, and at the end of the term, decide if you want to keep it, switch to a new one, or just walk away. Carplus keeps it simple, ensuring you drive away with the car you love on terms that suit you.

Bad credit car finance deals in Newcastle Upon Tyne

Facing credit challenges and looking for a bad credit car finance in Newcastle Upon Tyne? Carplus, your go-to car finance broker, is here to ease the way. We specialize in bad credit car finance, understanding that financial hurdles shouldn't stand between you and your dream car. At Carplus, we're committed to simplifying the process and tailoring solutions that suit your unique circumstances. Our relentless efforts ensure competitive rates, ensuring you secure the best deal despite any past credit setbacks.

Got a CCJ, IVA, or relying on benefits? No problem at Carplus. We're not here to judge; we're here to assist. Our expertise extends beyond bad credit, providing tailored solutions for those with CCJs, IVAs, or benefiting from financial support. Carplus believes in accessibility, transparency, and a client-focused approach, ensuring you get the car finance you need while navigating any credit challenges.

No-deposit car finance deals in Newcastle Upon Tyne

Looking for car finance in Newcastle Upon Tyne without breaking the bank upfront? Enter no-deposit car finance from Carplus. It means you can drive away without a hefty initial payment, making it wallet-friendly. Good news – more cash in your pocket. However, be mindful, as not paying upfront might result in slightly higher monthly payments. At Carplus, we aim to give you options, ensuring you find a deal that aligns with your financial comfort zone.

Get no credit check car finance deals in Newcastle Upon Tyne

Worried about your credit score? Carplus has your back with no credit check car finance deals in Newcastle Upon Tyne. We understand the last thing you need is another rejection impacting your credit. That's why, at Carplus, we perform a careful pre-check, a 'soft' check, ensuring your application's likelihood of acceptance without affecting your credit status. It's all about giving you a fair shot at car finance without the unnecessary credit hassles. Drive away worry-free with Carplus in Newcastle Upon Tyne.

Discover 300000 used cars on finance in Newcastle Upon Tyne!

Looking for a used car on finance in Newcastle Upon Tyne? Carplus brings you an extensive selection of over 300,000 options to choose from. We believe in making your car-buying journey hassle-free and budget-friendly. Whether you're eyeing a reliable hatchback or a spacious SUV, our diverse range has something for every taste and need. With Carplus, exploring and financing your dream used car is as straightforward as it gets. Take the wheel of your desired ride with confidence, knowing that Carplus is your reliable partner in Newcastle Upon Tyne for quality used cars on finance.

What documents do I need to get car finance in Newcastle Upon Tyne ?

Getting car finance in Newcastle Upon Tyne is a straightforward process, but a few essential documents will make it smoother:

  • Monthly income of at least £1200
  • Your full name and age (you must be between 18 - 75 years old)
  • Your cell phone number and email address
  • Driver's license
  • Employment information
  • Your residency status and address (you must have lived in the UK for at least 12 months)

Why work with Carplus in Newcastle Upon Tyne?

Choosing Carplus in Newcastle Upon Tyne means opting for a hassle-free car finance experience. Our dedicated team simplifies the process, ensuring transparency, and tailoring solutions to your unique needs. Benefit from competitive rates, whether you have excellent credit or faced challenges. At Carplus, personalization is our forte – understanding your circumstances to find the best financing option. With a user-friendly online application, quick decisions, and a commitment to customer satisfaction, Carplus stands as your reliable partner in turning car dreams into reality.

Who can get car finance in Newcastle Upon Tyne

In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Newcastle Upon Tyne.

David James Limited

Bapty House, Front St, Benton, Newcastle upon Tyne NE12 8AE, United Kingdom

Northumbria Cars

Waterside, Long Rigg Rd, Swalwell, Newcastle upon Tyne NE16 3AW, United Kingdom

Really Easy Car Credit

MotorWorld, @Newcastle, Sandy Ln, Gosforth, Newcastle upon Tyne NE3 5HE, United Kingdom

One Oak Motor Company ltd

Rothbury Terrace, Newcastle upon Tyne NE6 5DE, United Kingdom

We compare car finance deals for you

  • PCF Bank logo
  • Close Brothers logo
  • V12 vehicle finance logo
  • Marsh logo
  • Dodle logo
  • Moneybarn logo
  • Automoney logo
  • SMF logo
  • Moneyway logo
  • Rate Setter logo