Car finance calculator - Portsmouth

Amount to borrow

Must be between £3,000 to £40,000

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Assuming your credit profile is

Estimated payments

These estimates are subject to credit checks and may change when you apply for finance.

Hire Purchase (HP)
APR 6.9%

60 monthly payments of


Total charge of credit
Total amount payable
Personal Contract Purchase (PCP)
APR 6.9%

60 monthly payments of


Optional final payment
Total charge of credit
Total amount payable

Bad credit car finance in Portsmouth

You may have had some financial difficulties in the past which have left your credit score looking a little bit tired. Maybe you've been made redundant or fallen into some debt that you're struggling to pay off. Whatever the reason, we understand that it can be difficult to get car finance if you have bad credit.

At Carplus, we don't think that your past should dictate your future. We work with a number of different lenders who are all specialists in offering car finance to people with bad credit. So, whether you're looking for car finance in Portsmouth or anywhere else in the UK, we can help. Likewise, if you do not have a large amount of cash on hand at the time of the transaction, we will consider offering you a no-deposit finance deal.

We'll work with you to understand your circumstances and find a car finance deal that suits your budget and needs.

Can I get car finance for used cars in Portsmouth?

Yes, you can. In fact, getting car finance for a used car is often easier than getting car finance for a new car. This is because the value of a used car is often lower than the value of a new car, so it's seen as less of a risk by lenders.

At Carplus, we have years of experience helping people to get car finance for used cars in Portsmouth and across the UK. We understand that not everyone has the budget to buy a brand-new car outright, so we can help you to spread the cost with our competitive car finance deals.

Whether you're looking for personal contract purchase (PCP), hire purchase (HP) or leasing, we can find the right deal for you.

Will I be eligible for car finance in Portsmouth?

The best way to find out is to give us a call or fill in our online form. We'll then carry out a soft credit check, which won't affect your credit score. This will give us an idea of the deals that you'll be eligible for.

If you're happy to proceed, we'll then carry out a full credit check and get things started for you.

So, if you're looking for car finance in Portsmouth, don't hesitate to get in touch with us today. We can help you to find the right car finance deal, regardless of your credit history.

Why choose Carplus?

  • We have over 20 years of experience in car finance
  • We work with a panel of specialist lenders
  • We offer car finance for both new and used cars
  • We can help you to find the right car finance deal for your budget and needs
  • We're FCA authorized and regulated, so you can rest assured that you're in safe hands

Carplus is one of the UK's leading providers of car finance, specializing in helping people with bad credit get on the road. If you're looking for car finance but have been turned down elsewhere, we may be able to help.

Who can get car finance in Portsmouth

  • Unemployed
  • Self-employed
  • In part time employment
  • Zero hours contracts
  • In receipt of benefit
  • Young drivers
  • Retired drivers
  • Provisional license holders
  • Carers allowance
  • Disability allowance
  • Ex bankrupt
  • Bad credit ratings
  • No credit history
  • Military/Armed forces

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Hendy Car & Van Store

Painter Cl, Anchorage Rd, Portsmouth, PO3 5RS

Snows Peugeot Portsmouth

Walton Road, Farlington, Portsmouth, Hampshire, PO6 1SR

A1 Car Sales - Portsmouth

Unit 1, 17 Rodney Road, Portsmouth, Hampshire, PO4 8SY

Copnor Road Car Sales

255-257 Copnor Road, Portsmouth, Hampshire, PO3 5EE

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Alpha House, Regis Road, London, NW5 3EW


0203 389 7779


Business hours

Monday to Friday 8am - 8pm
Saturday to Sunday 9am - 6pm