Car finance calculator - London

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000
24month
36month
48month
60month
We are a credit broker not a lender

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 14.9%

60 monthly payments of

£0


Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0
Personal Contract Purchase (PCP)
APR 14.9%

60 monthly payments of

£0


Optional final payment
£0
Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Bad credit car finance in London

Buying a car on credit is more profitable than using your own money. This way, you will manage your budget and not burden yourself with a significant one-time expenditure.

If you are looking for car finance in London, contact Carplus! We work with hundreds of reliable lenders and offer car finance with bad credit and no deposit, even for the most challenging clients.

Do you want to buy a used car on credit terms? Carplus cooperates with dealers who provide used vehicles with the most favourable conditions for you. This implies several additional advantages, including purchasing a vehicle on attractive terms for customers and the shortest transaction processing time.

But even if the person eventually pays off the obligation, there is still a trace on their credit history. Once, this meant an end to cooperation with borrowers in the future; a loan with a bad credit history is not easy to take even now.

But not with Carplus. Here, we try to give every customer the best possible deal with our bad credit car finance offers, which are available even for those with a poor credit history. In addition, we provide financing with a guarantor and funding with no deposit - all to make sure you have a new car.

Can I get car finance for used cars in London?

Do you want to buy a used car on credit terms? Carplus cooperates with dealers who provide used vehicles with the most favourable conditions for you. This implies several additional advantages, including purchasing a vehicle on attractive terms for customers and the shortest transaction processing time.

With us, you will get a unique opportunity to choose a dealer who will provide a car and a credit program from the automakers' offers. This will allow you to buy a vehicle with a minimum burden on your budget. Moreover, you will be able to buy a car even with not the best credit history thanks to our bad credit car finance in London.

Will I be eligible for car finance in London?

Virtually any driver can quickly obtain car financing. To be eligible for London car finance, you will need to prove your income for the past three months and meet the following criteria:

  • You must be between the ages of 18 and 75
  • You must have lived in the UK for at least 12 months
  • You must have a driver's license

Why choose Carplus?

  1. We approach each client individually.
  2. With us, you have every chance of getting the best deal.
  3. We have an unbeatable range of loans, dealers, and offers.
  4. It is easy to find a deal that fits your budget.
  5. We finance cars as well as vans, motorbikes, caravans, and motorhomes.

Who can get car finance in London

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in London.

Cargiant

44-45 Hythe Road, London NW10 6RS

Mercedes-Benz Retail Group

Brooklands Dr, Weybridge KT13 0SL

McCarthy Cars

72-74 Mitcham Road, London CR0 3RG

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