Autolend is a trusted name in UK car finance and operates as a trading name of Lendable Ltd. The company is authorised and regulated by the Financial Conduct Authority (FCA), confirming that it meets UK lending standards designed to protect customers. It is also registered with the Information Commissioner’s Office (ICO), showing compliance with UK data protection rules.
As a direct lender, Autolend provides finance using its own funds rather than passing applications through third parties. This allows for faster decisions and a smoother process. Applications are entirely paperless, meaning customers can apply, sign and manage their finance online without printing forms or posting documents.
Why We Partner with Autolend
At Carplus, we choose lenders who share our values — fairness, speed and responsibility. Autolend fits that perfectly. Their direct lender model means our customers get quicker decisions and simpler communication. Once an agreement is approved, payment to the retailer is normally immediate and typically within two hours, so customers can often collect their car the same day.
Autolend’s approach to responsible lending stands out. Every application is assessed carefully to make sure repayments stay affordable and realistic. Their technology helps match the right finance plan to each person’s circumstances, not just their credit score.
Autolend’s products are only available through approved intermediaries, which means Carplus customers always apply through a trusted, FCA-regulated partner. That helps maintain consistency and ensures every step meets proper lending standards.
Regulation and Responsibility
Autolend operates under full FCA regulation, which means every agreement follows the Financial Conduct Authority’s rules on fair treatment and transparency. Customers can see all fees and terms clearly before signing, and there are no hidden costs.
They are also registered with the ICO for data protection and are a member of CIFAS, the UK’s national fraud-prevention network. These memberships help protect personal data and reduce the risk of identity fraud during the finance process.
Autolend is a member of the Finance & Leasing Association (FLA) and follows the Lending Code, which sets out best practice for responsible and ethical lending. If a customer ever has a problem, they can use Autolend’s dedicated complaints process, and if needed, escalate the issue to the Financial Ombudsman Service (FOS) for an independent review.
Together, these safeguards make Autolend one of the most reliable and accountable lenders in the UK car-finance market.
What Autolend Offers for Our Clients
Autolend provides flexible car-finance options that suit a wide range of drivers. Their main product is Hire Purchase (HP), where the customer makes monthly payments and becomes the legal owner once the final instalment is made. Their refinance product also uses HP and can be used to replace an existing HP or PCP agreement, depending on the customer’s needs.
Customers can repay early at any time without penalty, giving them full control over their finance. The platform is fully digital, so managing payments, checking balances or settling the loan can all be done online.
Typical loan amounts range from £1,000 to £35,000, with terms between one and five years. A minimum 5% deposit is usually required, and there is a small £25 Option to Purchase fee at the end of the agreement.
Autolend personalises its rates using its own lending model alongside data from Experian, ensuring each customer receives an offer that reflects their credit profile and affordability. It’s a clear, fair and modern approach to car finance that focuses on real people rather than just numbers.
Why Autolend Stands Out for Carplus Clients
For Carplus customers, Autolend combines innovation, transparency and trust. Their digital process makes car finance faster and more convenient, while their FCA, CIFAS and FLA memberships show that they meet the highest standards of compliance and customer care.
Because Autolend is a direct lender, everything stays in one place — from the initial quote to the final payment. Customers always know exactly what they’re paying, when they’re paying it, and how to contact support if needed.
And with payments to car dealers typically completed within two hours, the journey from approval to driving away is impressively quick.
At Carplus, we value partners who make car finance simple, secure and genuinely helpful. Autolend does exactly that, combining cutting-edge technology with responsible lending to make car ownership easier for everyone.
