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Car enthusiasts seeking a blend of style, dynamism, and an exceptional driving experience need look no further than the BMW X4. At Carplus, we proudly present a range of enticing BMW X4 finance deals, ensuring a wide selection of quality, used BMW X4 cars with terms to suit every budget.

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Hire Purchase (HP) finance representative example

Borrowing £7,000 at a representative APR of 21.9%
Total cash price
£7,000

Deposit
£0.00

60 monthly payments of
£185.33

Final payment
£346.35

Total cost of credit
£4,119.81

Total payable
£11,119.81

We are a credit broker not a lender. The adverts for all vehicles listed belong to the respective selling dealerships.

Characteristics Of Used Cars

mileage

Average mileage

100 miles

price

Average price

£100

finance

Average finance

£100

bodystyles

Bodystyles

age

Average age

100 years

Why should you buy a used BMW X4 on finance?

The BMW X4 is more than just a car; it's a masterpiece of engineering that delivers an exhilarating and sporty performance. Its sleek design, coupled with advanced technologies, ensures a driving experience that is both practical and stylish.

About BMW X4

The BMW X4, introduced as a unique offering in the market, seamlessly blends the practicality of an SUV with the exhilaration of a sports car. Suitable for individuals and families alike, the X4 boasts features that make it an ideal companion for those seeking a vehicle that combines performance, comfort, and style.

BMW X4 trims

Explore the diverse options available for the BMW X4, ranging from the M Sport to other stylish trims. Each trim is designed to cater to different preferences, ensuring there's an X4 for every driver.

  1. M Sport Trim
    The M Sport trim transforms the BMW X4 with athletic prowess, featuring aggressive styling, sport seats, and an M Sport steering wheel. It's the choice for those seeking a dynamic driving experience with a touch of performance-inspired luxury.
  2. xLine Trim
    The xLine trim strikes a balance between elegance and performance, offering refined design elements, distinctive grilles, and luxurious interior details. Ideal for those who appreciate sophistication without sacrificing the X4's dynamic capabilities.
  3. Luxury Line Trim
    The Luxury Line trim epitomizes opulence, elevating the X4's interior with premium materials and exquisite detailing. Chrome accents and refined styling make it the perfect choice for drivers seeking a luxurious and comfortable driving experience.
  4. M40i Trim
    At the pinnacle of performance, the M40i trim boasts a high-performance engine, sport-tuned suspension, and exclusive design elements. It's engineered for enthusiasts who demand thrilling power and dynamic capabilities in their BMW X4.
  5. Sport Trim
    The Sport trim enhances the X4's athleticism with unique styling cues, sport seats, and performance-inspired details. Offering a dynamic appearance and spirited performance, it's a well-balanced choice for drivers seeking a sporty aesthetic without compromising everyday comfort.

BMW X4 body types

The BMW X4, a captivating five-door SUV coupe, elegantly merges style and practicality. Its distinctive body design strikes a harmonious balance between the dynamic appeal of a coupe and the versatility of an SUV. Inside, the spacious five-seat configuration ensures a comfortable journey, complemented by ample legroom and headroom. With a generous boot size catering to diverse needs, and the added allure of distinctive M Sport styling, the BMW X4 stands out as a sophisticated choice for those who value both luxury and functionality.

BMW X4 interior and exterior features

Inside, the X4 boasts a five-seat configuration with generous leg and headroom, making it perfect for long drives. The bold and athletic exterior design, characterized by a sloping roofline and muscular body, ensures a dynamic and sporty look. The X4's 525-litre boot capacity adds practicality to its list of virtues.

What features does the BMW X4 have?

The BMW X4 stands out with a comprehensive range of features that cater to diverse driving preferences. In the base models, drivers benefit from practical amenities such as a camera system and heated seats, enhancing comfort and convenience. As you progress to the mid-range models, the X4 introduces a sophisticated semi-digital cockpit, seamlessly combining analog and digital elements for an advanced and intuitive display of information.

Venturing into the top-end models, the BMW X4 raises the bar with extras like an advanced suspension system, ensuring a refined and dynamic driving experience. The digital cockpit reaches new heights, providing an immersive interface for navigation and vehicle insights. At the forefront, a generous 10.25" touchscreen takes command, offering not only intuitive controls but also a visually stunning display.

BMW X4 technical characteristics

Experience dynamic driving with the BMW X4's versatile engine options, featuring both diesel and petrol models. The diesel xDrive20d impresses with 190hp, reaching 0-62mph in a swift 8 seconds. For those seeking exhilarating performance, the petrol M40i accelerates from 0-62mph in just 4.9 seconds. Enjoy a smooth and comfortable ride, enhanced by various driving modes catering to different preferences.

Breaking down the details, the X4's engines deliver impressive power, fuel efficiency, and acceleration. Notably sportier and more dynamic than its X3 counterpart, the BMW X4 ensures a driving experience that seamlessly combines performance and comfort, offering excellence on every journey.

Running costs and reliability

Experience cost-efficiency and dependability with the BMW X4. Its competitive pricing aligns with premium rivals, offering unparalleled equipment and luxury. Achieve impressive fuel efficiency with the X4's range of engines, boasting an official average fuel economy of up to 55.4mpg for the diesel variants. With comparatively low CO2 emissions, the X4 proves economical in taxation. BMW's robust reliability reputation is evident in high customer satisfaction scores, while top-notch safety features contribute to its full five-star rating in Euro NCAP safety tests. The BMW X4 ensures a dependable and safe driving experience without compromising on performance or style.

Who is the BMW X4 for?

The BMW X4 is tailored for those who crave a style-focused family SUV, blending performance with an eye-catching design. Ideal for urbanites seeking a statement on the streets, the X4 prioritizes aesthetics without compromising on versatility. However, if practicality takes precedence, the BMW X3 offers a more spacious alternative within the same family. Alternatively, explore coupé rivals from Mercedes and Audi for a unique blend of style and functionality. The BMW X4 caters to those who value both flair and family-friendly features, providing a distinct choice in the competitive SUV landscape.

BMW X4 finance options

Explore the flexibility of financing your BMW X4 with Carplus, offering a variety of options to suit your preferences.

HP BMW X4 finance deals

Choose Hire Purchase (HP) to own your BMW X4. Carplus offers competitive HP finance deals, allowing you to pay in instalments while enjoying ownership benefits.

PCP BMW X4 finance deals

Opt for Personal Contract Purchase (PCP) for a more flexible approach. Carplus provides attractive PCP finance deals, enabling you to drive the BMW X4 with lower monthly payments and the option to buy or return the car at the end of the term.

Why choose Carplus to finance BMW X4?

  1. Tailored Finance Packages: Carplus offers personalised finance packages to match your budget and preferences.
  2. Expertise in BMW Financing: With a focus on BMW, Carplus brings expertise and understanding specific to these vehicles.
  3. Transparent Terms: Enjoy clear and transparent terms with no hidden surprises.
  4. Wide Selection of BMW X4 Cars: Carplus provides a diverse range of quality used BMW X4 cars to choose from.
  5. Customer-Centric Approach: Experience customer-centric service, ensuring your satisfaction throughout the financing process.

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FAQ

(01)

Am I eligible for BMW X4 finance?

Eligibility for X4 finance depends on your age (18+), UK residency, and financial situation. We work with 15+ trusted lenders who assess your current affordability. Employment type and credit history vary by lender. Apply online to check your options—we run a soft search that won't affect your credit score.

(02)

Do you offer only used BMW X4 on finance?

Yes, you can only get finance for used X4 through Carplus. We stock quality pre-owned vehicles that have been carefully selected. Pick what fits your needs and budget, we'll find the right finance terms for either choice. Our team works with multiple lenders to secure competitive rates regardless of which route you prefer.

(03)

Can I get BMW X4 on the HP finance deal?

Absolutely! You can definitely get X4 on HP finance through Carplus. Make your deposit, then pay fixed monthly amounts until the term ends. The car transfers to you once paid off with full ownership rights. You get complete ownership status and unlimited mileage from the start of your agreement. HP suits buyers who want straightforward terms and don't plan to change vehicles frequently.

(04)

Do you offer PCP finance deals on BMW X4?

You can get X4 on PCP finance deals. PCP features lower monthly payments than HP, with flexibility at the end: return the car, pay the optional final payment to own it, or use any equity as a deposit on your next vehicle. It's perfect for those wanting options.

(05)

Can I get BMW X4 on finance with no deposit?

You can finance X4 without a deposit through certain lenders we work with. We assess your individual situation and present suitable zero-deposit agreements.Your eligibility and rates depend on creditworthiness and affordability. Apply today for your tailored quote.

(06)

Can I get BMW X4 on finance with bad credit?

You can get X4 with bad credit. We specialise in helping customers with poor and bad credit to finance their new car. We work with specialist lenders who consider your current circumstances, not just past credit issues. CCJs, defaults, or missed payments don't automatically disqualify you. Our soft search won't impact your credit score, so apply today to see your options.

(07)

What are the monthly payments for BMW X4 on finance?

X4 monthly payments depend on several factors: purchase price, deposit amount, finance type (HP/PCP), term length, and your credit history. We offer flexible terms from 24-60 months to suit different budgets. We'll provide transparent quotes with no hidden fees. Use our instant calculator online or speak with our team for precise figures based on your circumstances.

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Let's Get You Started

The application process only takes us a few minutes. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for.