Name: Car finance in Portsmouth
Brand: Carplus
Rating: 5 (2029 reviews)

Car finance in Portsmouth

My monthly budget is

Carplus is a credit broker, not a lender

Car finance calculator - Portsmouth

How much do you want to borrow?

Must be between £3,000 to £50,000

Your deposit

Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000

What is your credit rating like?

How long do you want to borrow it for?

24month

36month

48month

60month

We are a credit broker not a lender

Estimated payments

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)

APR 14.9%

60 monthly payments of

£0

Interest rate: 14.9% APR
Amount of interest: £0
Total payment: £0

Personal Contract Purchase (PCP)

APR 14.9%

60 monthly payments of

£0

Optional final payment: £0
Interest rate: 14.9% APR
Amount of interest: £0
Total payment: £0

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Bad credit car finance in Portsmouth

You may have had some financial difficulties in the past which have left your credit score looking a little bit tired. Maybe you've been made redundant or fallen into some debt that you're struggling to pay off. Whatever the reason, we understand that it can be difficult to get car finance if you have bad credit.

At Carplus, we don't think that your past should dictate your future. We work with a number of different lenders who are all specialists in offering car finance to people with bad credit. So, whether you're looking for car finance in Portsmouth or anywhere else in the UK, we can help. Likewise, if you do not have a large amount of cash on hand at the time of the transaction, we will consider offering you a no-deposit finance deal.

We'll work with you to understand your circumstances and find a car finance deal that suits your budget and needs.

Can I get car finance for used cars in Portsmouth?

Yes, you can. In fact, getting car finance for a used car is often easier than getting car finance for a new car. This is because the value of a used car is often lower than the value of a new car, so it's seen as less of a risk by lenders.

At Carplus, we have years of experience helping people to get car finance for used cars in Portsmouth and across the UK. We understand that not everyone has the budget to buy a brand-new car outright, so we can help you to spread the cost with our competitive car finance deals.

Whether you're looking for personal contract purchase (PCP), hire purchase (HP) or leasing, we can find the right deal for you.

Will I be eligible for car finance in Portsmouth?

The best way to find out is to give us a call or fill in our online form. We'll then carry out a soft credit check, which won't affect your credit score. This will give us an idea of the deals that you'll be eligible for.

If you're happy to proceed, we'll then carry out a full credit check and get things started for you.

So, if you're looking for car finance in Portsmouth, don't hesitate to get in touch with us today. We can help you to find the right car finance deal, regardless of your credit history.

Why choose Carplus?

We have over 20 years of experience in car finance
We work with a panel of specialist lenders
We offer car finance for both new and used cars
We can help you to find the right car finance deal for your budget and needs
We're FCA authorized and regulated, so you can rest assured that you're in safe hands

Carplus is one of the UK's leading providers of car finance, specializing in helping people with bad credit get on the road. If you're looking for car finance but have been turned down elsewhere, we may be able to help.