Car finance calculator - South Wales

Amount to borrow

Must be between £3,000 to £40,000

Choose length of contract









Assuming your credit profile is

Estimated payments

These estimates are subject to credit checks and may change when you apply for finance.

Hire Purchase (HP)
APR 6.9%

60 monthly payments of


Total charge of credit
Total amount payable
Personal Contract Purchase (PCP)
APR 6.9%

60 monthly payments of


Optional final payment
Total charge of credit
Total amount payable

Bad Credit Car Finance in South Wales

Adds picture getting car finance as easy, however the reality you face in your search for a car finance can be harsh. If you have a no or poor credit history, the process of getting a suitable offer from a lender can be a rocky road. Luckily, Carplus is the car finance broker that saves the day! We are here to analyse and select the best vehicle finance deals for you.

At Carplus, we strive to make car finance for people with bad credit history accessible. With our help, you are guaranteed to have a realistic understanding of the vehicle finance options available in your current situation.

Our professionals will also assist you in finding no deposit , pcp and hp car finance offers that match your needs. Fill in the contact form now and receive a response with a written quotation shortly!

Will I Be Eligible for Car Finance?

If you have previous negative experience with financing a car in South Wales, don’t despair. You may still be eligible for car financing if the approach is right. Leave all the hard work to Carplus - we will research, analyse, and shortlist the best lenders for your specific case.

For us to be able to help you find car credit options, you have to fit these criteria:

  • Be 18-75 years old
  • Have had UK residence for at least 12 months
  • Be receiving a monthly income exceeding £1,000

If you match these characteristics, you are already one step closer to buying your dream car.

You will be required to present the following information for your request to be processed:

  • Full name
  • Address of residence
  • Employment details
  • Driving license
  • Residential status
  • Mobile number and email address

Can I Get Car Finance for Used Cars in South Wales?

With Carplus, you can count on top-notch assistance in receiving car finance with bad credit and no deposit for both new and used vehicles. We are happy to help you find the perfect second-hand car credit option, so don’t hesitate to reach out to us now.

Once your application is approved, you will receive access to our collection of offers from reliable dealers in South Wales and neighbouring areas.

Why Choose Carplus?

With Carplus, finding South Wales car financing for people with bad credit is easier than ever. If you are still in doubts, whether you should entrust this task to us, here are a few of our advantages to make the decision easier:

  1. Carplus has an impeccable rating on Trustpilot.
  2. Our vehicle finance specialists are always at your service - from application to purchase.
  3. We will find and deliver the car to you at no extra cost.
  4. Every vehicle we supply to our clients has undergone a full HPI check and an RAC approved inspection.

Besides, our team is also ready to help if you are looking for financing options for vans, motorbikes, caravans, or motorhomes.

Who can get car finance in South Wales

  • Unemployed
  • Self-employed
  • In part time employment
  • Zero hours contracts
  • In receipt of benefit
  • Young drivers
  • Retired drivers
  • Provisional license holders
  • Carers allowance
  • Disability allowance
  • Ex bankrupt
  • Bad credit ratings
  • No credit history
  • Military/Armed forces

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We compare car finance deals for you

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0203 389 7779


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