Name: Car finance in Sheffield
Brand: Carplus
Rating: 5 (2029 reviews)

Car finance in Sheffield

My monthly budget is

Carplus is a credit broker, not a lender

Car finance calculator - Sheffield

How much do you want to borrow?

Must be between £3,000 to £50,000

Your deposit

Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000

What is your credit rating like?

How long do you want to borrow it for?

24month

36month

48month

60month

We are a credit broker not a lender

Estimated payments

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)

APR 14.9%

60 monthly payments of

£0

Interest rate: 14.9% APR
Amount of interest: £0
Total payment: £0

Personal Contract Purchase (PCP)

APR 14.9%

60 monthly payments of

£0

Optional final payment: £0
Interest rate: 14.9% APR
Amount of interest: £0
Total payment: £0

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Bad credit car finance in Sheffield

At Carplus, we understand that not everyone has a perfect credit history. That's why we offer bad credit car finance in Sheffield, to help you get on the road regardless of your past financial history.

We work with a number of reputable lenders who are willing to look beyond your credit score, so if you've been turned down for car finance elsewhere, we could still help you.

To find out more about our car finance options in Sheffield, call us today or visit our website. We look forward to helping you get behind the wheel of your new car soon!

Can I get car finance for used cars in Sheffield?

Yes, at Carplus we can help you to finance the purchase of a used car in Sheffield. We understand that not everyone can afford a brand-new car, so we offer competitive rates on car finance for used cars.

Car finance is a way of spreading the cost of your car over a number of months or years, making it more affordable. You will usually make an initial payment (known as a deposit) followed by monthly payments until the total amount is paid off, or we can find you a deal without a no deposit!

At Carplus, we offer both personal contract purchase (PCP) and hire purchase (HP) car finance options in Sheffield. With PCP, you will make lower monthly payments but will have the option to buy the car at the end of your contract or return it and upgrade to a new car. With HP, you will own the car outright once you have made all of the payments.

To find out more about how car finance works and which option might be best for you, get in touch with our team today. We'll be happy to answer any of your questions.

Will I be eligible for car finance in Sheffield?

Whether you're looking for car finance in Sheffield or anywhere else in the UK, the eligibility criteria is usually the same. In order to apply for car finance, you will need to:

Be aged 18 or over
Have a full UK driving license
Have proof of identity (e.g. a passport or driving license)
Have proof of address (e.g. a utility bill)
Be in employment and earning at least £500 per month after tax

If you meet all of the above criteria, then you should be eligible for car finance. To find out more about our car finance options and to apply, visit our website or call us today. We look forward to helping you get behind the wheel.

Why choose Carplus?

We offer car finance for both new and used cars in Sheffield
We have a range of bad credit car finance options available
We work with a number of reputable lenders
All of our car finance options are competitively priced

To find out more about our car finance options in Sheffield, call us today or visit our website. We look forward to helping you get behind the wheel of your new car soon!