Car finance calculator - Basingstoke

Must be between £3,000 to £50,000
Your monthly payment
Total charge of credit£0
Total amount payable£0
Apply now for your personalised, no-obligation quote

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Looking for car finance in Basingstoke? Carplus is the top car financing broker in the area. We're here to help you find the perfect financing options for your next car purchase. Our values of transparency, integrity, and customer satisfaction are at the heart of everything we do. With Carplus, you can trust that you're in good hands. We're committed to making your car buying experience smooth and hassle-free. Let us help you drive away in your dream car today.

Types of car financing available in Basingstoke

HP car finance deals

HP, or Hire Purchase, is a popular car finance option in Basingstoke. With HP, you pay a deposit upfront, followed by fixed monthly instalments over an agreed-upon term. Once all payments are made, the car becomes yours. It's a straightforward way to spread the cost of your car over time. For instance, consider a Ford Focus priced at £15,000. With a £3,000 deposit and a 36-month term, your monthly payments would be around £300. HP could be the ideal choice if you're looking for ownership without a large initial outlay.

PCP car finance deals

PCP, or Personal Contract Purchase, offers flexibility in car finance in Basingstoke. Here's how it works: You pay a deposit, followed by fixed monthly payments over a set term. At the end, you have three options: return the car, pay the balloon payment to own it, or use its value as a deposit for a new car. Let's say you opt for a Vauxhall Corsa priced at £12,000. With a £2,000 deposit and a 48-month term, your monthly payments could be around £150. PCP suits those who want low monthly payments and the freedom to decide at the end of the agreement.

Bad credit car finance deals in Basingstoke

Turn to Carplus, the trusted broker, for assistance with bad credit car finance in Basingstoke. We understand that credit hiccups shouldn't stand in the way of your car ownership dreams. Whether you've faced CCJs, IVAs, or rely on benefits, we're here to help. Our tailored solutions cater to individuals with less-than-perfect credit histories, ensuring accessibility and peace of mind. With Carplus, you can secure the car you need without the worry of past financial challenges holding you back. Let us guide you towards a brighter automotive future, regardless of your credit situation.

No-deposit car finance deals in Basingstoke

Want a car but don't have cash for a deposit? No worries! Carplus offers no-deposit car finance deals in Basingstoke. That means you can get your dream wheels without putting down any money upfront. It's perfect if you're short on savings or prefer to keep your cash for other stuff. Get started now by getting a quote with Carplus.

Get no credit check car finance deals in Basingstoke

Need a car but worried about your credit? No problem! Carplus offers no credit check car finance deals in Basingstoke. This means you can get the wheels you need without the stress of a credit check. Why consider it? Well, sometimes bad credit can lead to loan rejections, which only makes your credit worse. With no credit check, you can avoid this cycle and still get the car you need. Plus, we make sure to assess your ability to repay without affecting your credit score. Take the hassle out of car finance – apply for a no credit check deal with Carplus today.

Carplus offers you 300,000 used cars on finance in Basingstoke

At Carplus, we've got an impressive selection of 300,000 used cars available on finance right here in Basingstoke. Maybe you're after a compact hatchback, a family-friendly SUV, or a sleek sedan, we've got you covered. Our extensive inventory ensures that you'll find the perfect car to suit your needs and budget. Plus, with our flexible finance options, owning your dream car has never been easier. Say goodbye to endless searching and hello to hassle-free car shopping with Carplus. Visit us today to explore our vast selection of quality used cars and drive away in the car of your dreams.

Why work with Carplus in Basingstoke?

  • Extensive selection of 300,000 used cars on finance
  • Tailored solutions for bad credit, CCJ, IVA, and benefits car finance
  • No-deposit car finance options available
  • Quick and easy application process with no impact on your credit rating
  • Competitive rates thanks to our wide network of lenders and dealers
  • Personalised service ensuring your unique needs are met
  • Convenient online application from the comfort of your home
  • Transparent and honest dealings guided by our core values of integrity and customer satisfaction

Who can get car finance in Basingstoke

In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

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Choose Carplus for a seamless and customer-focused car finance experience in Basingstoke.

Ellahi Motors Ltd

26 Andover Rd, Newfound, Oakley, Basingstoke RG23 7HH, United Kingdom

Bagmore Car Sales Ltd

Old Station, Bagmore Ln, Basingstoke RG25 2PY, United Kingdom

Impress Cars

Basepoint Business Centre, 14 Stroudley Rd, Basingstoke RG24 8UP, United Kingdom

Mortimer Cars Ltd t/a Hampshire MX5

6 Mortimer Ln, Basingstoke RG21 8SG, United Kingdom

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