|Total charge of credit
|Total amount payable
Rates from 9.9% APR. Representative APR of 21.9% APR Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly would be £185.33, with a total cost of credit of £4,119.81 and a total amount payable of £11,119.81. Rates may differ as they are dependent on individual circumstances. The exact rate you will be offered will be based on your circumstances, subject to status.
We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate available from our panel. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
Carplus, your go-to for car finance in Oldham. We keep it simple—transparent, honest, and customer-focused. Our broad lender network ensures competitive rates, regardless of your credit history. Whether it's Oldham bad credit car finance, no deposit, or no credit check, we've got the solutions. Enjoy the ease of our online application. Choose Carplus for straightforward and personalised financing for your dream car in Oldham.
Looking for car finance in Oldham? Carplus offers options tailored to your needs.
Choose Hire Purchase (HP) for a straightforward path to car ownership. With fixed monthly payments, you steadily own the car as you pay. No surprises, just clear progress towards full ownership. If long-term commitment suits you and outright ownership is the goal, HP is your solution.
Prefer flexibility? Personal Contract Purchase (PCP) might be for you. Enjoy lower monthly payments and the option to buy or return the car at the end. Ideal if you enjoy upgrading regularly. PCP provides choices, making it a popular option for those wanting flexibility and variety.
Carplus is your trusted broker, dedicated to providing accessible solutions for bad credit car finance in Oldham. We understand that financial challenges can affect credit scores, and we're here to help you overcome them. With Carplus, your less-than-perfect credit history doesn't stand in the way of securing the car you need.
Facing issues like CCJ, IVA, or currently on benefits? Carplus has specialized options to address these unique situations. We believe in offering tailored solutions to ensure that individuals with diverse financial circumstances can still access car finance. Your journey to owning a car begins with Carplus – where we turn challenges into opportunities, helping you drive away with confidence.
At Carplus, we get that sometimes a big upfront payment for a car is tough. That's why we offer no-deposit car finance deals in Oldham. It means you can get into your dream car without dishing out a lot of money right away.
No deposit, no problem – it's a win-win, right? By skipping the upfront payment, you free up your cash for other needs while still enjoying the luxury of a new car without that significant starting cost.
However, it's important to consider the full picture. While the lack of a deposit eases your immediate burden, it often means facing slightly higher monthly payments. It's a trade-off between upfront relief and managing ongoing costs. Don't worry – at Carplus, we're here to guide you through these decisions.
At Carplus, we understand the anxiety that comes with applying for car finance, especially if you have bad credit. That's why we offer no credit check car finance deals in Oldham. We know another rejection can harm your credit status further.
To ease your worries, we conduct a careful pre-check. This 'soft' check provides a snapshot of your current financial situation without impacting your credit history. It helps us assess the likelihood of your application being accepted, ensuring you can explore car finance options worry-free.
At Carplus, your search for used cars on finance in Oldham just got exciting! Explore our vast selection of 300,000 used cars, including popular makes and models like Ford Fiestas, Vauxhall Astras, and Nissan Qashqais, each paired with flexible financing options to suit your budget.
Discover your ideal match at Carplus, be it the reliability of a Ford, the style of a Vauxhall, or the versatility of a Nissan. Our straightforward financing processes make driving away in the used car of your dreams a seamless experience.
Don't miss out on this opportunity to own a quality used car. Explore our diverse inventory today and let Carplus turn your car ownership dreams into a reality!
Getting car finance in Oldham is straightforward with Carplus. To streamline the process, you'll need a few key documents:
|In part time employment
|Zero hours contracts
|In receipt of benefit
|Provisional license holders
|Bad credit ratings
|No credit history
390-398, 396 Manchester Rd, Chadderton, Oldham OL9 7PQ, United Kingdom
Martyn House, 14 Huddersfield Rd, Oldham OL4 2AE, United Kingdom
Ancor Works, 220 Rochdale Rd, Oldham OL1 2HP, United Kingdom
24-26, Bottom O'Th'Moor, Oldham OL4 1JZ, United Kingdom