Car finance calculator - Oxford

Must be between £3,000 to £50,000
24month
36month
48month
60month
Your monthly payment
£0
Total charge of credit£0
Total amount payable£0
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Rates from 9.9% APR. Representative APR of 21.9% APR Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly would be £185.33, with a total cost of credit of £4,119.81 and a total amount payable of £11,119.81. Rates may differ as they are dependent on individual circumstances. The exact rate you will be offered will be based on your circumstances, subject to status.

We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate available from our panel. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Get simple Oxford car finance solutions from Carplus. As a reliable UK car finance broker, we offer tailored solutions for diverse needs. Benefit from competitive rates, even if you seek bad credit car finance in Oxford. Our commitment to transparency and personalised service sets us apart. Apply conveniently online for no deposit car finance in Oxford or explore cars on finance. Choose Carplus for a straightforward path to your dream car. Contact us today to initiate your car finance journey.

Car finance types we have in Oxford

HP car finance deals

Get an easy deal with Hire Purchase (HP) car finance at Carplus in Oxford. HP spreads your car's cost across monthly payments, and once you make the last payment, the car is yours. It's a simple way to own your dream car without a hefty upfront payment.

PCP car finance deals

Go for flexibility with Personal Contract Purchase (PCP) car finance at Carplus in Oxford. PCP offers lower monthly payments by delaying part of the car's cost until the end. You can then pay it to own the car or trade up to a new one. Ideal for those who like changing cars often and want affordable monthly payments.

Bad credit car finance deals in Oxford

Carplus, your trusted car finance broker in Oxford, knows that everyone deserves a chance to own a car, no matter their credit history. We're experts in providing tailored bad credit car finance deals just for you.

Don't worry if you've faced a CCJ or IVA; Carplus has solutions that fit your budget and needs. We understand these situations and are ready to assist you in securing car finance.

Even if you're currently receiving benefits, Carplus can help you get car finance. We're committed to making car ownership accessible to everyone. Contact Carplus today, and let us guide you to bad credit car finance solutions in Oxford.

No-deposit car finance deals in Oxford

Carplus introduces hassle-free no-deposit car finance deals in Oxford, providing an option for those who prefer not to pay an upfront sum. This option can be advantageous as it allows you to get on the road without a substantial initial payment. However, it's essential to consider that no-deposit deals may result in higher monthly payments, and you may end up paying more over the loan term. Evaluate your budget carefully to determine if this option aligns with your financial goals. Choose Carplus for transparent advice on no-deposit car finance in Oxford.

Get no credit check car finance deals in Oxford

Carplus presents a solution for those concerned about the impact of credit checks on their already challenged credit history. With our no credit check car finance deals in Oxford, we understand the importance of avoiding further negative impacts on your credit status. We conduct a 'soft' check, assessing your current income, outgoings, and existing credit, without affecting your credit report held by major agencies. This proactive approach ensures a higher likelihood of approval, providing a valuable opportunity for individuals with less-than-perfect credit. Choose Carplus for a streamlined and stress-free path to car ownership in Oxford.

Discover 300000 used cars on finance in Oxford!

Carplus invites you to explore our expansive inventory of 300,000 used cars on finance in Oxford, featuring popular makes and models to suit every preference. Whether you're eyeing a sleek Ford Focus, a family-friendly Vauxhall Astra, or a robust BMW 3 Series, we have a diverse selection to meet your specific needs.

From reliable Nissan Qashqais to stylish Volkswagen Golfs, our range spans various makes and models, ensuring you find the perfect match for your lifestyle. With flexible financing options, owning your dream car is more accessible than ever. Browse our extensive collection today and let Carplus make your journey to a quality used car in Oxford a seamless and enjoyable experience.

What documents do I need to get car finance in Oxford ?

To streamline your car finance application process with Carplus, ensure you have the necessary documents at hand:

  • Monthly income of at least £1200
  • Your full name and age (you must be between 18 - 75 years old)
  • Your cell phone number and email address
  • Driver's license
  • Employment information
  • Your residency status and address (you must have lived in the UK for at least 12 months)

Why work with Carplus in Oxford?

  • Competitive Rates: Access some of the market's most competitive financing rates.
  • Extensive Network: Benefit from a wide network of lenders and dealers.
  • Personalized Service: Enjoy tailored solutions that understand your unique circumstances.
  • Convenience: Streamlined online application process from the comfort of your home.
  • Bad Credit Solutions: Specialized in providing solutions for bad credit, CCJs, IVAs, and those on benefits.
  • Vast Inventory: Explore a diverse selection of 300,000 used cars on finance.
  • Transparency: Our values of transparency, integrity, and customer satisfaction guide every interaction.

Who can get car finance in Oxford

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

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300 Abingdon Rd, Oxford OX1 4TE, United Kingdom

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