Car finance calculator - Brighton

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 9.9%

60 monthly payments of


Interest rate
9.9% APR
Amount of interest
Total payment
Personal Contract Purchase (PCP)
APR 9.9%

60 monthly payments of


Optional final payment
Interest rate
9.9% APR
Amount of interest
Total payment

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Carplus is what you need to car finance in Brighton. Get tailored rates based on your credit – whether it's excellent or less than perfect. We connect you with top financing deals for new or used cars, ensuring it aligns with your budget. If you're dealing with bad credit, our speciality is Brighton bad credit car finance. No deposit? No worries! Our flexible options have you covered. For a quick approval process without credit checks, check out our no credit check car finance in Brighton. On benefits? Apply online hassle-free. Drive away with Carplus – your straightforward car finance solution.

Car finance types we have in Brighton

HP car finance deals

Consider Hire Purchase (HP) deals with Carplus for straightforward car finance in Brighton. Spread the cost of a £15,000 used car over 36 monthly payments, making budgeting simple. Make a £3,000 deposit, then pay around £333 per month. After fulfilling all payments, own the car outright with no extra fees. Ideal for those aiming for long-term ownership, Carplus offers competitive rates and a transparent HP car finance experience.

Picture this: a reliable £15,000 used car, a £3,000 deposit, and approximately £333 per month for 36 months. Fulfil all payments, and you own the car outright without hefty upfront costs.

PCP car finance deals

Explore Personal Contract Purchase (PCP) car finance deals with Carplus for flexible options in Brighton. Lower monthly payments are possible by deferring a significant portion of a £20,000 new car's cost to the agreement's end. After 36 months at around £300 per month, decide whether to make a final £8,000 payment to own the car or trade it for a new model. Ideal for those preferring the latest models, Carplus ensures competitive rates and a personalised PCP car finance journey.

Imagine: a stylish £20,000 new car, a £2,000 deposit, around £300 per month for 36 months. At the end, decide on a final £8,000 payment to own the car or trade for a new model, catering to those who enjoy regular vehicle upgrades.

Bad credit car finance deals in Brighton

Carplus, your trusted ally for bad credit car finance in Brighton. We specialise in securing car finance solutions for individuals with imperfect credit histories. Our commitment to transparency and tailored solutions ensures you get behind the wheel, regardless of your credit score.

If you've faced County Court Judgments (CCJs) or dealt with Individual Voluntary Arrangements (IVAs), Carplus is your solution. Our expert team is adept at finding bad credit car finance deals in Brighton, specifically addressing the challenges posed by CCJs and IVAs. Don't let past financial hurdles hinder your car ownership – Carplus is here to navigate the complexities.

Even if you're currently receiving benefits, Carplus has designed car finance solutions to accommodate your situation. Benefit from accessible and convenient financing options tailored to your needs. Apply today with Carplus, and let us transform your bad credit history into a stepping stone towards driving the car you desire in Brighton.

No-deposit car finance deals in Brighton

Discover the convenience of no-deposit car finance deals with Carplus in Brighton. This option allows you to acquire your desired vehicle without the burden of an initial payment, preserving your savings for other needs. It's an excellent choice for those prioritizing liquidity and effective budget management.

Enjoy immediate access to your chosen car, but bear in mind that no-deposit options often come with higher monthly payments. Evaluate the trade-off carefully to ensure it aligns with your financial strategy and offers the flexibility you need. Drive away with Carplus – where affordability meets accessibility.

Get no credit check car finance deals in Brighton

Carplus provides a solution for those wary of credit checks with our no credit check car finance deals in Brighton. Worried about potential rejections impacting your already challenged credit status? Our approach aligns with Financial Conduct Authority (FCA) regulations. We conduct a 'soft' check, examining your current income, outgoings, and existing credit, ensuring no adverse effects on major credit reference agencies' records. This allows for a swift approval process, providing you with the opportunity to secure car financing without the worry of further negatively impacting your credit history. Apply with confidence at Carplus for a seamless car finance experience in Brighton.

Discover 300000 used cars on finance in Brighton!

Carplus invites you to explore our impressive inventory of 300,000 used cars available on finance in Brighton. From reliable Ford hatchbacks to stylish BMW SUVs, our collection caters to diverse preferences. Whether you're eyeing a budget-friendly Volkswagen or a premium Mercedes-Benz model, Carplus ensures a seamless financing experience tailored to your needs.

Browse through our online platform from the comfort of your home, where you can find iconic makes like Honda, Toyota, and Nissan. With Carplus, securing a used car on finance in Brighton has never been easier. Explore our extensive selection today and drive away in the car of your dreams!

What documents do I need to get car finance in Brighton ?

Securing car finance in Brighton with Carplus is a straightforward process:

  • Monthly income of at least £1200
  • Your full name and age (you must be between 18 - 75 years old)
  • Your cell phone number and email address
  • Driver's license
  • Employment information
  • Your residency status and address (you must have lived in the UK for at least 12 months)

Why work with Carplus in Brighton?

  1. Competitive Rates: Benefit from our extensive network, providing some of the most competitive financing rates in the market, regardless of your credit history.
  2. Personalised Service: Our team of expert brokers is dedicated to understanding your unique needs, ensuring a tailored and personalised financing solution.
  3. Transparency: Carplus operates with transparency, guiding you through the financing process with clarity and openness.
  4. Convenience: Skip the hassle with our easy online application process, allowing you to apply for car finance from the comfort of your home.
  5. Diverse Options: Whether you're looking for new or used car finance, Carplus offers a range of options to suit your preferences and budget.

Who can get car finance in Brighton

In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Brighton.

Abbott & Son Car Sales

45 Hollingdean Rd, Brighton and Hove, Brighton BN2 4AA, United Kingdom

Woodbourne Car Sales

Woodbourne Ave, Brighton and Hove, Brighton BN1 8AG, United Kingdom

Strafford Cars of Brighton

74 Preston Rd, Brighton and Hove, Brighton BN1 4QG, United Kingdom

KAP Brighton

267 Old Shoreham Rd, Brighton and Hove, Hove BN3 7ED, United Kingdom

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