|Total charge of credit
|Total amount payable
Rates from 9.9% APR. Representative APR of 21.9% APR Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly would be £185.33, with a total cost of credit of £4,119.81 and a total amount payable of £11,119.81. Rates may differ as they are dependent on individual circumstances. The exact rate you will be offered will be based on your circumstances, subject to status.
We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate available from our panel. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
Ever dreamt of driving through Derry in your own car? At Carplus, we turn that dream into reality with easy and personalized car finance solutions. Experience the joy of the open road without any fuss. Getting car finance in Derry has never been easier.
At Carplus, we pride ourselves on offering competitive interest rates starting from 9.9%. The specific rate you're eligible for will be tailored to your individual circumstances, subject to status.
One of the options we offer for car finance in Derry is the popular Hire Purchase (HP) agreement. With HP, you can spread the cost of your chosen vehicle over manageable monthly instalments. This straightforward financing option allows you to own the car outright at the end of the agreement, giving you the freedom to drive without the worry of mileage restrictions.
For those who prefer flexibility, our Personal Contract Purchase (PCP) deals are worth considering. PCP allows you to enjoy lower monthly payments compared to traditional finance. At the end of the term, you have the choice to either purchase the car, return it, or upgrade to a new model. It's a fantastic option for those who love driving the latest cars without the long-term commitment.
At Carplus, we believe everyone deserves a chance to own a reliable vehicle, regardless of their credit history. We specialize in bad credit car finance in Derry, catering to individuals with CCJs, IVAs, or defaults. Our experienced team works with a network of lenders willing to consider your application, ensuring you have the opportunity to rebuild your credit while driving a car you love.
If you've faced financial challenges in the past, we understand that a CCJ, IVA, or default can make obtaining car finance seem daunting. However, Carplus is here to help. Our bad credit car finance options in Derry are designed to provide solutions tailored to your circumstances, helping you move forward with confidence.
Carplus also offers no-deposit car finance in Derry, allowing you to secure the car you want without the need for a substantial upfront payment. This option provides financial flexibility, making it easier for you to manage your budget while enjoying the benefits of driving a quality vehicle.
If you're concerned about your credit history, our no credit check car finance in Derry could be the answer. Carplus understands that a poor credit score shouldn't be a barrier to car ownership. By assessing your current financial situation and future ability to repay, we can offer you a car finance solution that suits your needs.
Explore our extensive inventory of over 300,000 used cars on finance in Derry. Whether you're looking for a compact city car, a reliable family SUV, or a stylish convertible, Find popular makes like Ford, Volkswagen, and Nissan, or explore luxury options from BMW and Mercedes-Benz. Our website simplifies the browsing process, ensuring you easily locate the ideal car that fits your preferences and budget.
Getting car finance in Derry with Carplus is a straightforward process. To ensure a smooth application, you'll typically need:
Choosing Carplus for your car finance needs in Derry comes with a range of benefits. Our customer-centric approach ensures that you receive personalised assistance throughout the financing journey. We pride ourselves on transparency, competitive interest rates, and a commitment to finding the right finance solution for you.
|In part time employment
|Zero hours contracts
|In receipt of benefit
|Provisional license holders
|Bad credit ratings
|No credit history
1 Collon Terrace, Londonderry BT48 7QP, United Kingdom
2 Elagh Business Park East, Buncrana Rd, Londonderry BT48 8QH, United Kingdom
173 Strand Rd, Londonderry BT48 7PU, United Kingdom
The Mill, 10 Ballougry Rd, Londonderry BT48 9XJ, United Kingdom