Car finance calculator - Derry

Must be between £3,000 to £50,000
24month
36month
48month
60month
Your monthly payment
£0
Total charge of credit£0
Total amount payable£0
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Rates from 9.9% APR. Representative APR of 21.9% APR Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0.00, the monthly would be £185.33, with a total cost of credit of £4,119.81 and a total amount payable of £11,119.81. Rates may differ as they are dependent on individual circumstances. The exact rate you will be offered will be based on your circumstances, subject to status.

We are a credit broker, not a lender. We compare multiple lenders to help you find the best rate available from our panel. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Ever dreamt of driving through Derry in your own car? At Carplus, we turn that dream into reality with easy and personalized car finance solutions. Experience the joy of the open road without any fuss. Getting car finance in Derry has never been easier.

At Carplus, we pride ourselves on offering competitive interest rates starting from 9.9%. The specific rate you're eligible for will be tailored to your individual circumstances, subject to status.

Car finance options we have in Derry

Hire Purchase (HP) deals

One of the options we offer for car finance in Derry is the popular Hire Purchase (HP) agreement. With HP, you can spread the cost of your chosen vehicle over manageable monthly instalments. This straightforward financing option allows you to own the car outright at the end of the agreement, giving you the freedom to drive without the worry of mileage restrictions.

Personal Contract Purchase (PCP) deals

For those who prefer flexibility, our Personal Contract Purchase (PCP) deals are worth considering. PCP allows you to enjoy lower monthly payments compared to traditional finance. At the end of the term, you have the choice to either purchase the car, return it, or upgrade to a new model. It's a fantastic option for those who love driving the latest cars without the long-term commitment.

Bad credit car finance deals in Derry

At Carplus, we believe everyone deserves a chance to own a reliable vehicle, regardless of their credit history. We specialize in bad credit car finance in Derry, catering to individuals with CCJs, IVAs, or defaults. Our experienced team works with a network of lenders willing to consider your application, ensuring you have the opportunity to rebuild your credit while driving a car you love.

CCJ, IVA, and Default Car Finance in Derry

If you've faced financial challenges in the past, we understand that a CCJ, IVA, or default can make obtaining car finance seem daunting. However, Carplus is here to help. Our bad credit car finance options in Derry are designed to provide solutions tailored to your circumstances, helping you move forward with confidence.

No-deposit car finance is available in Derry

Carplus also offers no-deposit car finance in Derry, allowing you to secure the car you want without the need for a substantial upfront payment. This option provides financial flexibility, making it easier for you to manage your budget while enjoying the benefits of driving a quality vehicle.

Get no credit check car finance in Derry

If you're concerned about your credit history, our no credit check car finance in Derry could be the answer. Carplus understands that a poor credit score shouldn't be a barrier to car ownership. By assessing your current financial situation and future ability to repay, we can offer you a car finance solution that suits your needs.

More than 300,000 used cars on finance in Derry!

Explore our extensive inventory of over 300,000 used cars on finance in Derry. Whether you're looking for a compact city car, a reliable family SUV, or a stylish convertible, Find popular makes like Ford, Volkswagen, and Nissan, or explore luxury options from BMW and Mercedes-Benz. Our website simplifies the browsing process, ensuring you easily locate the ideal car that fits your preferences and budget.

What documents do I need to get car finance in Derry?

Getting car finance in Derry with Carplus is a straightforward process. To ensure a smooth application, you'll typically need:

  1. Monthly income of at least £1200
  2. Full name and age (applicants must be between 18 and 75 years old)
  3. Cell phone number and email address
  4. Driver's license
  5. Employment details
  6. Residency status and address (applicants must have been UK residents for at least 12 months)

Why work with carplus in Derry?

Choosing Carplus for your car finance needs in Derry comes with a range of benefits. Our customer-centric approach ensures that you receive personalised assistance throughout the financing journey. We pride ourselves on transparency, competitive interest rates, and a commitment to finding the right finance solution for you.

Who can get car finance in Derry

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

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Trade Car Sales

1 Collon Terrace, Londonderry BT48 7QP, United Kingdom

Desmond Motors Used Car & Van Centre

2 Elagh Business Park East, Buncrana Rd, Londonderry BT48 8QH, United Kingdom

Desmond Motors FordStore & Transit Centre

173 Strand Rd, Londonderry BT48 7PU, United Kingdom

Clifford Car Sales

The Mill, 10 Ballougry Rd, Londonderry BT48 9XJ, United Kingdom

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