Car finance calculator - Paisley

Must be between £3,000 to £50,000
24month
36month
48month
60month
Your monthly payment
£0
Total charge of credit£0
Total amount payable£0
Apply now for your personalised, no-obligation quote

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Carplus, a premier car finance broker in Paisley, is committed to assisting customers in securing optimal financing solutions for their upcoming car purchases. Our core values of transparency, integrity, and customer satisfaction underscore every aspect of our service. We strive to provide clear and concise guidance, ensuring our customers receive value at every stage of their car finance journey. Trust Carplus for hassle-free and tailored car finance options in Paisley.

Types of car financing available in Paisley

HP car finance deals

Hire Purchase (HP) car finance offers a straightforward way to spread the cost of purchasing a car. With HP, you pay an initial deposit followed by fixed monthly payments over an agreed period. Once all payments are made, you own the car outright. This option is ideal for those who prefer eventual ownership and want predictable payments. For example, consider a Ford Edge on HP finance: with a £1,500 deposit and £200 monthly payments over three years, you could drive away with a reliable car without breaking the bank.

PCP car finance deals

Personal Contract Purchase (PCP) is a popular car finance option that offers flexibility and lower monthly payments. With PCP, you pay an initial deposit followed by fixed monthly payments over a set term, usually two to four years. At the end of the agreement, you have three options: return the car, pay the optional final payment (also known as the balloon payment) to own the car outright, or use any equity towards a new car. PCP is suitable for those who enjoy upgrading to a new model frequently. For instance, consider a Volkswagen Golf on PCP finance: with a £2,000 deposit and £250 monthly payments over three years, you can enjoy driving a premium car with the option to upgrade at the end of the term.

Bad credit car finance deals in Paisley

Carplus, the trusted broker in Paisley, is here to assist individuals with poor or bad credit in obtaining car finance solutions. We understand that past financial difficulties shouldn't prevent you from securing reliable transportation, which is why we specialize in bad credit car finance options tailored to your specific circumstances. Our team works tirelessly to find flexible financing solutions that accommodate your needs, regardless of your credit history.

CCJ, IVA, and Benefits Car Finance

At Carplus, we cater to individuals with County Court Judgments (CCJs), Individual Voluntary Arrangements (IVAs), or those receiving benefits. We recognize the challenges these financial situations present and are committed to helping you overcome them. Our bad credit car finance deals in Paisley extend to those facing CCJs, IVAs, or relying on benefits, ensuring that everyone has access to the transportation they need to navigate life confidently.

No-deposit car finance deals in Paisley

No-deposit car finance allows you to purchase a vehicle without needing to pay an upfront deposit. This option can be beneficial if you don't have savings readily available or prefer to keep your funds accessible. Carplus offers no-deposit car finance deals in Paisley, providing you with the opportunity to drive away in a quality vehicle without the initial financial burden. Get a quote today and explore our range of no-deposit car finance options tailored to your needs.

Get no credit check car finance deals in Paisley

No credit check car finance offers a solution for individuals with poor credit history or those who prefer not to undergo a traditional credit check. At Carplus, we understand the importance of accessing car finance without the fear of further impacting your credit status. That's why we conduct a 'soft' check, assessing your current financial situation without leaving a footprint on your credit file. This allows us to determine your eligibility for car finance without affecting your credit score. With our no credit check car finance deals in Paisley, you can confidently explore financing options tailored to your needs without the worry of facing additional credit rejections.

Carplus offers you 300,000 pre-owned cars on finance in Paisley

Discover an extensive selection of over 300,000 used cars available on finance through Carplus in Paisley. You can be searching for a compact city car, a spacious family SUV, or a reliable hatchback, we have a diverse range of vehicles to suit every preference and budget. Our inventory includes trusted brands and models, meticulously inspected to ensure quality and reliability. With flexible finance options tailored to your needs, you can drive away in the perfect used car without the hassle. Explore our vast selection today and find your ideal vehicle with Carplus in Paisley.

Why work with Carplus in Paisley?

Carplus stands out as the premier choice for car finance solutions in Paisley for several compelling reasons. Firstly, we offer unparalleled expertise and experience in securing financing options tailored to your individual needs, whether you have excellent credit or face challenges with bad credit. Secondly, our commitment to transparency, integrity, and customer satisfaction ensures a seamless and trustworthy experience throughout the car finance process. Additionally, our extensive network of lenders and dealers allows us to provide competitive rates and a vast selection of vehicles to choose from. Trust Carplus in Paisley to make your car finance journey stress-free and rewarding.

Who can get car finance in Paisley

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Paisley.

Arnold Clark Linwood Motorstore / BYD

Phoenix Retail Park, Saturn Ave, Linwood, Paisley PA1 2AB, United Kingdom

Frank Gillespie Car Sales

134 Ferguslie, Paisley PA1 2TE, United Kingdom

SJ Motors Paisley

26 Lonend, Paisley PA1 1SU, United Kingdom

Abercorn Motor Company Ltd

60 Abercorn St, Paisley PA3 4AZ, United Kingdom

We compare car finance deals for you

  • PCF Bank logo
  • Close Brothers logo
  • V12 vehicle finance logo
  • Marsh logo
  • Dodle logo
  • Moneybarn logo
  • Automoney logo
  • SMF logo
  • Moneyway logo
  • Rate Setter logo