Car finance calculator - Leicester

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000
24month
36month
48month
60month
We are a credit broker not a lender

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 14.9%

60 monthly payments of

£0


Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0
Personal Contract Purchase (PCP)
APR 14.9%

60 monthly payments of

£0


Optional final payment
£0
Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Bad credit car finance in Leicester

What do you do when you urgently need a new car but have no money to buy one? You start looking for ways to take out a loan to finance your car. But not every Leicester car finance company might be a good fit for you in terms of deals, or it may not be able to finance the type of car you’re looking for.

Finding a great car finance broker in Leicester may take a while. To begin your research, you should be aware of all the pitfalls you may face along the way.

Well, a bad credit score is not one of those potholes. Even if your credit rating leaves much to be desired, you still have a chance to get your best deal with a car lender. Same thing with Carplus: we encourage anyone with a bad credit history to still apply for car financing, as the outcome may be the opposite of what you expected.

And you should not think that car finance with a bad credit score is unobtainable – it is possible to achieve, and so is a no-deposit car credit loan that allows you to avoid putting down an initial payment. Reach out to our team to learn more about how you can get car finance in Leicester and what your chances are of having your application approved.

Will I be eligible for car finance?

There are certain requirements you need to follow to have your next vehicle financed:

  • You’re between 18-75 years old
  • You make at least £1,200 a month
  • You’ve been living in the UK for the past 12 months

Be ready to share your personal details, such as your name, address, contact number, email, and your place of residence. Besides, you’ll need to provide your driving licence and your employment details as well. Unfortunately, we won’t be able to process your application if you don’t fulfil any of the criteria mentioned above.

Can I get car finance for used cars in Leicester?

Without a doubt, you can obtain either a new or a second-hand vehicle with car finance. You can consider buying an awesome used sports car that you wouldn’t otherwise be able to afford. Go ahead and explore all the available options on the market. Leicester is big enough, so you’re guaranteed to find a car to your taste.

Why choose Carplus?

According to many of our customers, Carplus deserves all 5 stars on Trustpilot – you can check it out yourself by reading the reviews on the website. If you decide to join us and become a Carplus client, you will receive the following benefits as part of our offer:

  1. We’ll find and deliver your vehicle for free
  2. We’ll provide a complete HPI check and RAC-approved inspection for your car
  3. You’ll have a financial assistant to guide you through the whole application process
  4. Other than cars, you’ll be able to apply for car financing for motorhomes, motorbikes, vans, and caravans

Who can get car finance in Leicester

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Leicester.

Evans Halshaw Leicester

Ravensbridge Drive, Leicester LE4 0BX

Sturgess Group

Aylestone Rd, Leicester LE2 7QN

Sandicliffe Leicester

154 Welford Rd, Leicester LE2 6BW

Hilton Garage

The Mease, Hilton, Derby DE65 5BH

We compare car finance deals for you

  • PCF Bank logo
  • Close Brothers logo
  • V12 vehicle finance logo
  • Marsh logo
  • Dodle logo
  • Moneybarn logo
  • Automoney logo
  • SMF logo
  • Moneyway logo
  • Rate Setter logo