Car finance calculator - Stevenage

Must be between £3,000 to £50,000
Your monthly payment
Total charge of credit£0
Total amount payable£0
Apply now for your personalised, no-obligation quote

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Carplus stands as a leading car financing brokerage in Stevenage, dedicated to guiding customers towards the best financing options for their next car purchase. With a steadfast commitment to transparency, integrity, and customer satisfaction, we offer straightforward and professional assistance. Our aim is to provide clear, concise, and informative guidance without unnecessary details. Count on Carplus to simplify the car finance process and help you secure the ideal financing solution for your needs in Stevenage.

Types of car financing available in Stevenage

HP car finance deals

HP (Hire Purchase) car finance is a popular option in Stevenage, providing a straightforward way to spread the cost of a vehicle purchase. With HP, you pay a deposit upfront, followed by fixed monthly instalments over an agreed period, typically between 1 to 5 years. Once all payments are made, you own the car outright. This option suits those seeking ownership at the end of the agreement. For instance, consider a Ford Focus on HP finance, where a £3,000 deposit and £250 monthly payments secure eventual ownership.

PCP car finance deals

PCP (Personal Contract Purchase) car finance offers flexibility and lower monthly payments compared to traditional financing options in Stevenage. With PCP, you pay an initial deposit followed by fixed monthly payments over a set term, typically 2 to 4 years. At the end of the term, you have three options: return the car, pay the final balloon payment to own it outright, or use its value as a deposit for a new car. For example, consider a Volkswagen Golf on PCP finance, requiring a £2,000 deposit and £200 monthly payments over 3 years, with a £5,000 final balloon payment.

Bad credit car finance deals in Stevenage

Looking for bad credit car finance solutions in Stevenage? Carplus is here to help. As a trusted brokerage service, we specialise in assisting individuals with bad credit secure car finance options tailored to their needs. If you've experienced financial difficulties such as CCJs (County Court Judgments), IVAs (Individual Voluntary Arrangements), or are currently receiving benefits, Carplus can still help you finance your next vehicle. We understand that life can be unpredictable, and we're dedicated to providing inclusive solutions that empower our customers to drive away with confidence. Don't let past financial challenges hold you back from owning a car in Stevenage. Contact Carplus today to explore your options for bad credit car finance and take the first step towards owning your dream vehicle.

No-deposit car finance deals in Stevenage

Carplus offers no-deposit car finance deals in Stevenage, providing an option for those seeking to avoid an initial payment when purchasing a vehicle. This can be advantageous as it allows you to drive away with a new car without needing a lump sum upfront. However, it's essential to consider that no-deposit deals may result in higher monthly payments or interest rates, potentially costing more in the long run. Contact Carplus today for a quote and explore whether a no-deposit car finance deal is right for you.

Get no credit check car finance deals in Stevenage

Carplus offers no credit check car finance deals in Stevenage, providing an opportunity for individuals with less-than-perfect credit to secure vehicle financing without undergoing a formal credit check. This option can be beneficial for those concerned about potential rejections impacting their already poor credit status. Prior to formal application, we conduct a 'soft' check, assessing your current financial situation without affecting your credit record. This allows us to gauge the likelihood of approval from our lenders, ensuring a smoother application process. Contact Carplus today to explore your options for no credit check car finance in Stevenage.

Carplus offers you 300,000 pre-owned cars on finance in Stevenage

At Carplus, we boast an extensive selection of 300,000 pre-owned cars available on finance in Stevenage, providing a diverse range to suit every preference and budget. Choose from popular makes such as Ford, Volkswagen, BMW, and Audi, with models ranging from hatchbacks and saloons to SUVs and estates. If you're in the market for a reliable Ford Fiesta, a spacious Volkswagen Golf, a luxurious BMW 3 Series, a versatile Audi Q5, we have something for everyone. With our financing options, owning your desired pre-owned car has never been more accessible. Explore our inventory today and drive away in your dream car with Carplus.

Why work with Carplus in Stevenage?

  • Expertise: Benefit from our extensive knowledge and experience in car financing, ensuring you receive the best advice and solutions tailored to your needs.
  • Wide Selection: Choose from our vast inventory of 300,000 pre-owned cars on finance, offering a diverse range of makes, models, and body types to suit every preference.
  • Competitive Rates: Take advantage of our network of lenders and dealers to secure some of the most competitive financing rates in the market, regardless of your credit history.
  • Personalised Service: Receive dedicated support from our team of expert brokers who take the time to understand your unique circumstances and provide personalised solutions.
  • Convenience: Enjoy a stress-free experience with our easy online application process, allowing you to apply for financing from the comfort of your own home.
  • Transparency: Trust in our values of transparency and integrity, ensuring clarity throughout the car financing process and peace of mind for our customers.

Who can get car finance in Stevenage

In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Stevenage.

Pound Avenue Car Sales

Pound Avenue, Old Town, Stevenage SG1 3JB, United Kingdom

Stevenage Motor Centre Limited

282 Broadwater Cres, Broadwater, Stevenage SG2 8AQ, United Kingdom

BQuality Part X LTD

Wedgwood Way, Pin Green, Stevenage SG1 4QT, United Kingdom

Graham Hilton Cars

1 Stevenage Rd, Little Wymondley, Hitchin SG4 7HT, United Kingdom

We compare car finance deals for you

  • PCF Bank logo
  • Close Brothers logo
  • V12 vehicle finance logo
  • Marsh logo
  • Dodle logo
  • Moneybarn logo
  • Automoney logo
  • SMF logo
  • Moneyway logo
  • Rate Setter logo