Car finance calculator - Colchester

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000
24month
36month
48month
60month
We are a credit broker not a lender

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 14.9%

60 monthly payments of

£0


Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0
Personal Contract Purchase (PCP)
APR 14.9%

60 monthly payments of

£0


Optional final payment
£0
Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Discover car financing made easy with Carplus in Сolchester and across the UK. As your reliable broker, we cut through complexities, offering competitive rates to suit your credit. Whether it's no deposit, bad credit, or used car finance in Сolchester, we've got you covered. Our simple online application gets you closer to your dream car. Choose Carplus for straightforward solutions. Contact us now to kickstart your application process. Drive your dream with Carplus – your hassle-free car finance partner.

Car finance options we have in Сolchester

Hire Purchase deals

Looking for straightforward car finance in Сolchester? Consider our Hire Purchase (HP) deals. With HP, you pay in fixed monthly instalments, making budgeting a breeze. At the end of the term, the car is yours. This option suits those planning long-term ownership and prefer a traditional payment structure. If ownership from the start is your preference, HP is a solid choice, offering stability and eventual outright ownership of your chosen vehicle.

Personal Contract Purchase deals

For a flexible approach to car finance in Сolchester, explore our Personal Contract Purchase (PCP) deals. PCP allows lower monthly payments, making it an attractive option. At the end of the agreement, you can choose to buy the car outright, return it, or upgrade to a new model. Ideal for those who enjoy flexibility and like the idea of upgrading regularly, PCP is a popular choice, offering versatility and a range of end-of-term options tailored to your preferences.

Bad credit car finance deals in Сolchester

Carplus is your go-to broker for bad credit car finance in Сolchester. We specialise in assisting those with less-than-perfect credit histories. Our focus is on finding solutions that suit your financial situation, making car ownership accessible even when traditional lenders say no.

Facing financial challenges like CCJs, IVAs, or defaults? Carplus has expertise in tailoring solutions for such situations. Life can be unpredictable, but our specialised CCJ, IVA, and default car finance options ensure you still have a pathway to car ownership. Trust Carplus to simplify the process and make getting behind the wheel hassle-free.

No-deposit car finance is available in Сolchester

Carplus offers no-deposit car finance in Сolchester. This means you can get car financing without putting down an upfront payment. It's a practical choice if you want to manage your immediate expenses more effectively. With no deposit required, you can use your funds for other priorities while still enjoying the perks of having a reliable vehicle. Carplus simplifies the process, providing a straightforward way to get on the road without the financial burden of a substantial upfront payment.

Get no credit check car finance in Сolchester

Carplus offers no credit check car finance in Сolchester, providing a streamlined solution for those concerned about their credit history. With this option, your credit score won't be a barrier to securing car financing. This is particularly beneficial for individuals with a less-than-perfect credit history, as it opens up opportunities for car ownership without the traditional credit scrutiny. Carplus simplifies the process, ensuring accessibility and convenience for those seeking a straightforward way to get behind the wheel.

More than 300000 used cars on finance in Сolchester!

Discover an extensive collection of over 300,000 used cars available on finance in Сolchester with Carplus. From reliable hatchbacks like the Ford Focus to stylish SUVs such as the Nissan Qashqai, our inventory includes popular makes and models to match diverse preferences. Whether you're interested in a practical Volkswagen Golf or a family-friendly Vauxhall Astra, Carplus provides a broad selection. Our user-friendly platform simplifies the process, making it effortless to explore and find the perfect used car on finance. With options ranging from sporty BMWs to efficient Toyota Priuses, Carplus ensures a straightforward and convenient path to driving your desired vehicle.

What documents do I need to get car finance in Сolchester?

To secure car finance in Сolchester with Carplus, ensure you have the following documents ready:

  • Monthly income of at least £1200
  • Your full name and age (you must be between 18 - 75 years old)
  • Your cell phone number and email address
  • Driver's license
  • Employment information
  • Your residency status and address (you must have lived in the UK for at least 12 months)

Why work with Carplus in Сolchester?

  • Transparent Dealings: Our commitment to transparency ensures clear and honest interactions throughout the financing process.
  • Competitive Rates: With a broad network of lenders, we offer competitive rates tailored to your credit situation.
  • Personalised Service: Understanding your unique needs, we provide tailored solutions for a personalised and hassle-free experience.
  • Convenient Online Application: Our user-friendly online application process makes securing car finance quick and stress-free.

Choose Carplus for a straightforward, customer-centric approach, putting you behind the wheel of your dream car with ease.

Who can get car finance in Colchester

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Colchester.

MCS Performance

Unit 6, Corporation Yard, 2A Harwich Rd, Colchester CO4 3BN, United Kingdom

G M Car Sales

95-97 Magdalen St, Colchester CO1 2LA, United Kingdom

Abbey Motors

Units 1&2, 217 Shrub End Rd, Colchester CO3 4RN, United Kingdom

Lawes Garage The Ford Centre Colchester

Maldon Rd, Colchester CO2 0LT, United Kingdom

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