Car finance calculator - St. Helens

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000
24month
36month
48month
60month
We are a credit broker not a lender

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 14.9%

60 monthly payments of

£0


Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0
Personal Contract Purchase (PCP)
APR 14.9%

60 monthly payments of

£0


Optional final payment
£0
Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Get your dream car hassle-free with Carplus, your go-to for top-notch car financing in St. Helens. We're not just brokers; we're your ticket to transparent, reliable, and customer-focused services.

Whether it's bad credit or no deposit options you need, Carplus has you covered. We specialise in tailored solutions, including bad credit car finance in St. Helens. Benefit from our risk-free soft search for no deposit car finance, ensuring quick approvals without impacting your credit rating. Our vast network of lenders means competitive rates for everyone, whether you're eyeing used car finance or a shiny new vehicle. Expect a personalised approach – we understand each customer is unique.

Applying is a breeze with our online process. Get your UK car finance decision in minutes. Check eligibility without affecting your credit rating. Carplus is your straightforward, reliable partner for car finance in St. Helens.

Car finance types we have in St. Helens

HP Car Finance Deals in St. Helens

Considering HP car finance in St. Helens? Carplus has you covered with straightforward options to make your dream car a reality. HP, or Hire Purchase, is a popular choice, providing a clear path to car ownership.

With HP, you pay in fixed monthly instalments, combining interest and principal. Once payments conclude, the car is yours. It's a reliable choice for those aiming for eventual ownership without a hefty upfront cost.

For instance, envision driving away in a stylish Ford Fiesta with our HP car finance deals. Enjoy the flexibility and ownership benefits while keeping your finances manageable. Choose Carplus for accessible and tailored HP car finance solutions in St. Helens.

PCP Car Finance Deals in St. Helens

Considering PCP car finance in St. Helens? Look no further than Carplus for accessible options. PCP, or Personal Contract Purchase, offers flexibility and lower monthly payments.

With PCP, you pay towards the car's depreciation, not its full value. At the end, decide whether to buy, return, or trade the car. Imagine cruising in a reliable Vauxhall Corsa with our PCP deals, offering a cost-effective way to enjoy your chosen ride. Choose Carplus for straightforward and tailored PCP car finance solutions in St. Helens.

Bad Credit Car Finance Deals in St. Helens

in St. Helens, Carplus stands as your reliable broker, assisting you in securing car financing even with a less-than-perfect credit history. We specialise in tailoring solutions for those facing bad credit situations. Our commitment is to make car ownership accessible to everyone, ensuring you can drive away in the car you need.

Facing a CCJ? Carplus has you covered. We understand the challenges, and our team works diligently to find suitable options for car financing. If you're dealing with an IVA, Carplus is here to provide a helping hand. We navigate the complexities, offering tailored solutions to fit your circumstances.

Car finance on benefits? Carplus understands the unique needs that come with it. We strive to make the process simple and accessible, ensuring you can drive away with a car that suits your lifestyle. Choose Carplus for straightforward and reliable bad credit car finance solutions in St. Helens.

No-Deposit Car Finance Deals in St. Helens

At Carplus, we offer no-deposit car financing in St. Helens, making it easier for you to get behind the wheel without a substantial upfront payment. This option allows you to secure your dream car with manageable monthly instalments, ensuring accessibility for a broader audience. The positive aspect is the immediate access to the car without a significant initial cost. However, it's crucial to be aware that monthly payments may be higher compared to traditional financing, so consider your budget carefully. Request a quote today to explore our no-deposit car finance options.

Get No Credit Check Car Finance Deals in St. Helens

Unlock car ownership without the worry of credit checks at Carplus in St. Helens. No credit check car finance ensures accessibility, especially if your credit history is less than stellar. The Financial Conduct Authority (FCA) mandates assessing repayment capability, but Carplus aims to prevent the negative impact of rejections on your credit status.

We conduct a 'soft' check, offering a snapshot of your current financial situation without affecting your credit report. This pre-check allows us to gauge your eligibility without the repercussions of a formal application refusal. Secure your car finance without the stress – request a quote with Carplus today.

Carplus: Your Gateway to 300,000 Pre-Owned Cars with Finance Options in St. Helens

Explore an extensive selection of 300,000 pre-owned cars with flexible finance options at Carplus in St. Helens. From the reliable Honda Civic to the stylish BMW 3 Series, we bring you a diverse range, ensuring a perfect match for every preference and budget. Our commitment to simplicity and transparency makes the car buying process hassle-free.

At Carplus, securing finance for your chosen vehicle is straightforward. Our dedicated team works closely with you to find a financing solution that fits your budget and needs. Whether you're eyeing the spacious Nissan Qashqai, the efficient Toyota Corolla, or the luxurious Mercedes-Benz C-Class, Carplus has you covered. Drive away in your dream car today – explore our inventory and finance options with Carplus in St. Helens.

Why Work with Carplus in St. Helens?

  • Extensive Inventory: Choose from a vast selection of 300,000 pre-owned cars, including popular models like the Honda Civic, BMW 3 Series, Nissan Qashqai, Toyota Corolla, and Mercedes-Benz C-Class.
  • Tailored Financing: Benefit from flexible finance options tailored to your budget and needs, whether you're looking for no-deposit choices, bad credit car finance, or no credit check solutions.
  • Transparent Process: Our commitment to transparency ensures a straightforward and honest car buying experience.
  • Experienced Team: Rely on our dedicated team with expertise in securing financing solutions and navigating various credit situations.
  • Convenience: Enjoy a hassle-free online application process, allowing you to apply for financing from the comfort of your home. Drive away in your dream car with Carplus in St. Helens.

Who can get car finance in St. Helens

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in St. Helens.

NK Car Sales (NW) LTD

Unit 5, The Barge Business Park, Merton Bank Rd, Saint Helens WA9 1HZ, United Kingdom

PSD VEHICLE SALES

555 Prescot Rd, Saint Helens WA10 3BZ, United Kingdom

Motorhouse St Helens Ltd

42 Parr St, Saint Helens WA9 1JZ, United Kingdom

Victoria Park Garage

7 Dentons Green Ln, Denton's Green, Saint Helens WA10 2QF, United Kingdom

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