Car finance calculator - Falkirk

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000
24month
36month
48month
60month

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 9.9%

60 monthly payments of

£0


Interest rate
9.9% APR
Amount of interest
£0
Total payment
£0
Personal Contract Purchase (PCP)
APR 9.9%

60 monthly payments of

£0


Optional final payment
£0
Interest rate
9.9% APR
Amount of interest
£0
Total payment
£0

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

Discover accessible car finance solutions in Falkirk with Carplus. As a trusted car finance broker, we're committed to helping you secure the best financing for your next vehicle. Our values of transparency, integrity, and customer satisfaction guide our every interaction. Whether you're seeking bad credit car finance, no deposit options, or cars on finance, Carplus has tailored solutions to fit your needs. Contact us today to explore our personalised car finance services and drive away with confidence.

Types of car financing available in Falkirk

HP car finance deals

HP (Hire Purchase) car finance is a popular option in Falkirk and across the UK. With HP, you pay an initial deposit followed by fixed monthly payments over an agreed period, typically 1 to 5 years. Once all payments are made, you own the car outright. This financing option is ideal if you prefer eventual ownership without a large upfront payment. For example, consider a Ford Fiesta on HP finance. You pay a deposit, say £1,000, and then make monthly payments until the total cost, including interest, is paid off. At the end of the term, the car is yours to keep.

PCP car finance deals

PCP (Personal Contract Purchase) car finance is another popular option in Falkirk. With PCP, you pay an initial deposit and then monthly payments based on the car's depreciation over the contract period, typically 2 to 4 years. At the end of the term, you have three options: return the car with nothing further to pay (subject to mileage and condition), trade it in for a new car with a new PCP agreement, or pay a final 'balloon' payment to own the car outright.
For instance, consider a Volkswagen Golf on PCP finance. You pay a deposit, followed by fixed monthly payments. At the end, you can decide whether to keep the car, trade it in, or return it.

Bad credit car finance deals in Falkirk

Carplus is your trusted car finance broker in Falkirk, specialising in assisting individuals with bad credit secure car finance. We understand that past financial challenges shouldn't hinder your ability to purchase a car. With Carplus, you can access tailored bad credit car finance solutions designed to fit your circumstances. Our dedicated team works tirelessly to find lenders who consider more than just your credit score, focusing on your current situation and affordability. We believe everyone deserves a second chance, and our goal is to help you drive away in a quality vehicle while rebuilding your credit.

Contact Carplus today to explore our bad credit car finance options in Falkirk.

No-deposit car finance deals in Falkirk

Carplus offers no-deposit car finance deals in Cambridge, allowing you to purchase a car without paying an upfront deposit. This option is ideal if you're looking to conserve your savings or don't have funds available for a deposit. With Carplus, you can get behind the wheel of your desired vehicle sooner and manage your budget more effectively. Get a quote today for our no-deposit car finance deals in Cambridge and start your journey towards owning a car hassle-free.

Get no credit check car finance deals in Falkirk

No credit check car finance allows you to obtain car financing without the lender conducting a traditional credit check. This can be beneficial if you have a poor credit history and want to avoid further impacting your credit score with additional rejections. At Carplus, we understand the importance of financial responsibility and adhere to the Financial Conduct Authority (FCA) guidelines. We conduct a 'soft' check to assess your current financial situation, including income, outgoings, and existing credit, without affecting your credit report. This approach helps us determine your eligibility for car finance without the risk of a negative impact on your credit status. Contact us today to explore no credit check car finance options in Falkirk and take the next step towards owning your dream car.

Carplus offers you 300,000 used cars on finance in Falkirk

At Carplus, we provide access to over 300,000 quality used cars on finance in Falkirk. Hatchback, SUV, or saloon, we have a diverse selection to suit your preferences and budget. Our used cars undergo thorough inspections to ensure reliability and quality. With flexible finance options tailored to your needs, you can drive away in a pre-owned vehicle with confidence. From low-mileage models to family-friendly cars, Carplus offers a wide range of choices to make your car-buying experience seamless. Explore our inventory of used cars on finance in Falkirk and find your perfect match today.

Why work with Carplus in Falkirk?

Carplus stands out as your trusted car finance partner in Falkirk for several compelling reasons. Firstly, we specialise in bad credit car finance, offering tailored solutions to individuals with varying credit histories. Our commitment to transparency and integrity ensures that you receive honest guidance throughout the financing process. Secondly, Carplus provides access to a vast inventory of over 300,000 used cars on finance, allowing you to choose from a diverse range of quality vehicles. We prioritise customer satisfaction by offering personalised service and competitive rates, ensuring that you find the best financing option to suit your needs and budget. Contact Carplus today and experience the difference with our dedicated team in Falkirk.

Who can get car finance in Falkirk

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

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Choose Carplus for a seamless and customer-focused car finance experience in Falkirk.

Forth Carz

Castlelaurie Industrial Estate, Falkirk FK2 7XJ, United Kingdom

Qa Cars Ltd

Burnside Terrace, Camelon, Falkirk FK1 4EF, United Kingdom

H&J Burgoyne

Halls of Airth Lightbodies, A905, Falkirk FK2 8PN, United Kingdom

SDM Cars Falkirk

Ladysmill, Grangemouth Road, Falkirk FK2 9AU, United Kingdom

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