These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only
60 monthly payments of
60 monthly payments of
Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.
Carplus stands as a leading car financing brokerage in Stevenage, dedicated to guiding customers towards the best financing options for their next car purchase. With a steadfast commitment to transparency, integrity, and customer satisfaction, we offer straightforward and professional assistance. Our aim is to provide clear, concise, and informative guidance without unnecessary details. Count on Carplus to simplify the car finance process and help you secure the ideal financing solution for your needs in Stevenage.
HP (Hire Purchase) car finance is a popular option in Stevenage, providing a straightforward way to spread the cost of a vehicle purchase. With HP, you pay a deposit upfront, followed by fixed monthly instalments over an agreed period, typically between 1 to 5 years. Once all payments are made, you own the car outright. This option suits those seeking ownership at the end of the agreement. For instance, consider a Ford Focus on HP finance, where a £3,000 deposit and £250 monthly payments secure eventual ownership.
PCP (Personal Contract Purchase) car finance offers flexibility and lower monthly payments compared to traditional financing options in Stevenage. With PCP, you pay an initial deposit followed by fixed monthly payments over a set term, typically 2 to 4 years. At the end of the term, you have three options: return the car, pay the final balloon payment to own it outright, or use its value as a deposit for a new car. For example, consider a Volkswagen Golf on PCP finance, requiring a £2,000 deposit and £200 monthly payments over 3 years, with a £5,000 final balloon payment.
Looking for bad credit car finance solutions in Stevenage? Carplus is here to help. As a trusted brokerage service, we specialise in assisting individuals with bad credit secure car finance options tailored to their needs. If you've experienced financial difficulties such as CCJs (County Court Judgments), IVAs (Individual Voluntary Arrangements), or are currently receiving benefits, Carplus can still help you finance your next vehicle. We understand that life can be unpredictable, and we're dedicated to providing inclusive solutions that empower our customers to drive away with confidence. Don't let past financial challenges hold you back from owning a car in Stevenage. Contact Carplus today to explore your options for bad credit car finance and take the first step towards owning your dream vehicle.
Carplus offers no-deposit car finance deals in Stevenage, providing an option for those seeking to avoid an initial payment when purchasing a vehicle. This can be advantageous as it allows you to drive away with a new car without needing a lump sum upfront. However, it's essential to consider that no-deposit deals may result in higher monthly payments or interest rates, potentially costing more in the long run. Contact Carplus today for a quote and explore whether a no-deposit car finance deal is right for you.
Carplus offers no credit check car finance deals in Stevenage, providing an opportunity for individuals with less-than-perfect credit to secure vehicle financing without undergoing a formal credit check. This option can be beneficial for those concerned about potential rejections impacting their already poor credit status. Prior to formal application, we conduct a 'soft' check, assessing your current financial situation without affecting your credit record. This allows us to gauge the likelihood of approval from our lenders, ensuring a smoother application process. Contact Carplus today to explore your options for no credit check car finance in Stevenage.
At Carplus, we boast an extensive selection of 300,000 pre-owned cars available on finance in Stevenage, providing a diverse range to suit every preference and budget. Choose from popular makes such as Ford, Volkswagen, BMW, and Audi, with models ranging from hatchbacks and saloons to SUVs and estates. If you're in the market for a reliable Ford Fiesta, a spacious Volkswagen Golf, a luxurious BMW 3 Series, a versatile Audi Q5, we have something for everyone. With our financing options, owning your desired pre-owned car has never been more accessible. Explore our inventory today and drive away in your dream car with Carplus.
Unemployed |
Self-employed |
In part time employment |
Zero hours contracts |
In receipt of benefit |
Young drivers |
Retired drivers |
Provisional license holders |
Carers allowance |
Disability allowance |
Ex bankrupt |
Bad credit ratings |
No credit history |
Military/Armed forces |
Choose Carplus for a seamless and customer-focused car finance experience in Stevenage.
Pound Avenue, Old Town, Stevenage SG1 3JB, United Kingdom
282 Broadwater Cres, Broadwater, Stevenage SG2 8AQ, United Kingdom
Wedgwood Way, Pin Green, Stevenage SG1 4QT, United Kingdom
1 Stevenage Rd, Little Wymondley, Hitchin SG4 7HT, United Kingdom