Car finance calculator - Cambridge

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000
24month
36month
48month
60month
We are a credit broker not a lender

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 14.9%

60 monthly payments of

£0


Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0
Personal Contract Purchase (PCP)
APR 14.9%

60 monthly payments of

£0


Optional final payment
£0
Interest rate
14.9% APR
Amount of interest
£0
Total payment
£0

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

We're here to help you find the best options for your next vehicle purchase. Our values of transparency, integrity, and customer satisfaction guide everything we do. Whether you're looking for Cambridge bad credit car finance, no deposit car finance, or exploring no credit check options, Carplus has got you covered. We work with a wide network of lenders, ensuring we can offer you competitive rates that suit your needs. At Carplus, we make things easy. Apply online from the comfort of your home with no impact on your credit rating. Explore our no deposit options on all deals, check eligibility risk-free with a soft search. Trust Carplus for your Cambridge car finance needs, and let us help you drive the car of your dreams. Contact us today to start your application process.

Types of car financing available in Cambridge

HP car finance deals

Considering HP car finance in Cambridge? It stands for Hire Purchase, a straightforward option where you hire the car with an option to buy at the end. This can be ideal if you prefer ownership in the long run. For instance, envision driving away in a reliable Ford Fiesta with affordable monthly payments. HP car finance offers a clear path to ownership, making it a popular choice for those seeking both flexibility and eventual ownership. Explore our HP deals at Carplus for a hassle-free car ownership experience in Cambridge.

PCP car finance deals

Considering PCP car finance in Cambridge? PCP, or Personal Contract Purchase, offers flexibility with lower monthly payments. You essentially lease the car for a fixed period, then decide whether to buy it or return it. Picture yourself enjoying a stylish Vauxhall Corsa with manageable monthly costs. PCP is enticing for those who desire lower initial expenses and the freedom to choose at the end of the contract. If you seek affordability and choice, explore our PCP deals at Carplus, making your Cambridge car ownership experience even more accessible.

Bad credit car finance deals in Cambridge

Carplus, your trusted broker, is here to assist with bad credit car finance in Cambridge. We believe everyone deserves a chance to drive their dream car, and our dedicated team works tirelessly to find tailored solutions, ensuring you can secure the car you need despite previous credit challenges.

If you have a history of CCJ, IVA, or depend on benefits, you can still find car finance options that work for you at Carplus. We know that everyone's circumstances are different, and we don't let your past affect your future. At Carplus, we offer tailored car finance solutions for people in Cambridge who have faced CCJ, entered into IVA, or rely on benefits. Contact us today and let us help you get the car you deserve.

No-deposit car finance deals in Cambridge

Explore the ease of no-deposit car finance with Carplus in Cambridge. This option allows you to secure a car without paying an initial deposit, making it more accessible for those with budget constraints. It's an excellent choice if you prefer to keep your upfront expenses low and spread the cost over affordable monthly payments. However, it's essential to note that opting for no deposit might result in slightly higher monthly instalments. Carplus understands the need for flexibility and offers no-deposit car finance deals tailored to your financial situation. Get a quote today and take the first step towards driving your dream car in Cambridge.

Get no credit check car finance deals in Cambridge

Considering no credit check car finance in Cambridge? It allows you to secure car finance without the traditional credit check hassles, ensuring a smoother process for those concerned about their credit history. Carplus understands the importance of avoiding additional negative marks on your credit report. Before proceeding, we perform a 'soft' check, assessing your current financial situation without impacting your credit score. This thoughtful approach ensures a higher chance of approval, providing you with the opportunity to obtain the car finance you need in Cambridge. Explore our no credit check car finance deals at Carplus and apply with confidence.

Carplus offers you 300,000 pre-owned cars on finance in Cambridge

Find your dream car from over 300,000 pre-owned vehicles with flexible financing options at Carplus in Cambridge. Our extensive inventory caters to diverse preferences and budgets, ensuring you find the perfect vehicle to suit your needs. From reliable hatchbacks to spacious SUVs, Carplus offers a wide range of options for every lifestyle. Financing your chosen used car is made easy with our streamlined process. Explore the variety of models available, select the one that fits your requirements, and let Carplus handle the finance details. Drive away in your ideal used car in Cambridge with the convenience and simplicity of Carplus. Start browsing our impressive selection today!

Why work with Carplus in Cambridge?

  • Extensive Network: We have a broad network of lenders and dealers for competitive financing rates.
  • Tailored Solutions: Our team crafts personalised solutions based on your unique needs and circumstances.
  • Convenience: Simplify the car financing process with our user-friendly online application.
  • No Impact on Credit: Getting a finance quote won't affect your credit rating; it's a risk-free process.
  • No Deposit Options: Explore our deals with no deposit and check eligibility with a soft search.
  • Quick Decisions: Receive your UK car finance decision in minutes; check eligibility confidently with Carplus.

Who can get car finance in Cambridge

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

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Choose Carplus for a seamless and customer-focused car finance experience in Cambridge.

Buckingham & Stanley Group - MG and Subaru Cambridge

158 Shelford Rd, Trumpington, Cambridge CB2 9NE, United Kingdom

EMG Motor Group Cambridge

379-381 Milton Rd, Cambridge CB4 1SR, United Kingdom

Auto Now

59 Cowley Rd, Cambridge CB4 0DN, United Kingdom

Montbretia Motors

Unit 1-2 Swanns Rd, Cambridge CB5 8JZ, United Kingdom

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