Car finance calculator - Eastbourne

Must be between £3,000 to £50,000
Must be between £100 to £10,000 and difference between borrow and deposit must be £5,000
24month
36month
48month
60month
We are a credit broker not a lender

These estimates are subject to credit checks and may change when you apply for finance. this is for example purposes only

Hire Purchase (HP)
APR 11.9%

60 monthly payments of

£0


Interest rate
11.9% APR
Amount of interest
£0
Total payment
£0
Personal Contract Purchase (PCP)
APR 11.9%

60 monthly payments of

£0


Optional final payment
£0
Interest rate
11.9% APR
Amount of interest
£0
Total payment
£0

Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. Representative example: borrowing £7,000 over 5 years with a representative APR of 21.9%, the annual interest rate of 21.9% (Fixed) and a deposit of £0, the amount payable would be £185.33 per month, with a total cost of credit of£4,119.81 and a total amount payable of £11,119.81. We look to find the best rate from our panel of lenders and will offer you the best deal that you're eligible for. We receive a fixed fee commission per finance agreement, or we receive a commission based on a percentage of the total amount of finance taken. This will not affect the interest rate offered or the total amount repayable. Our service is free.

At Carplus, we help you get car finance in Eastbourne without the stress. You tell us your budget, and we help you find a deal that fits. And if you’re not sure which car to choose, we guide you through the options. You don’t need perfect credit – we work with different lenders to find what works for you. We explain each step clearly, so you always know what’s happening. And if you’re looking at used car finance, we can help with that too. You just focus on the car you want – we’ll take care of the rest.

Car finance types we have in Eastbourne

HP car finance deals

Hire Purchase (HP) is simple and clear. You pay a deposit, then make fixed monthly payments. And when the last one’s done, the car is yours. No extra fees. If the car costs £12,000 over 4 years, you might pay about £270 a month. It’s a good choice if you want to own the car in the end. At Carplus, we help you find HP deals in Eastbourne that match your budget — even if your credit isn’t perfect.

PCP car finance deals

Personal Contract Purchase (PCP) gives you lower monthly payments and more options later. You pay a deposit, then smaller monthly amounts. At the end, you choose to keep the car, hand it back, or trade it in. But if you want to keep it, you’ll need to pay a balloon payment (a larger final payment). On a £12,000 car, you might pay £190 a month with a £4,500 balloon payment. PCP works well if you like changing cars more often. And we’ll guide you through the best PCP offers in Eastbourne, even if you’ve had credit problems before.

Bad credit car finance deals in Eastbourne

At Carplus, we sort bad credit car finance in Eastbourne every day. We've already helped over 2,000 people in the area find a deal that works. You don’t need a perfect score or a long credit history. And if you’ve been turned away before, don’t worry — we look at what you can afford now, not just your past. We work with lenders across the UK and with local Eastbourne dealers, so you get more options. You tell us your budget, and we’ll help you find something that fits. Bad credit car finance in Eastbourne shouldn’t feel like a dead end. With Carplus, you’ve got a way forward.

And if you’ve got a CCJ, IVA, or claim benefits, we’re still here to help. We focus on what you can afford and match you with deals that make sense.

No-deposit car finance deals in Eastbourne

At Carplus, we offer no-deposit car finance across Eastbourne and the UK through our trusted network of lenders and dealers. This type of finance lets you get a car without paying anything upfront. You begin with monthly payments, which makes it easier to budget and get on the road sooner. It’s a smart option if saving a lump sum has been a challenge. And if you’ve had credit problems before, we can still help. You get flexible terms, clear guidance, and a chance to explore deals that match your budget. Checking your options takes just a few minutes.

Get no credit check car finance deals in Eastbourne

You can get no credit check car finance in Eastbourne through Carplus. This option lets you apply without a full credit search, so your score won’t be affected. It’s useful if you've had trouble with credit in the past. We work with lenders who focus on your current situation, not your history. You get a fair chance to finance a car that fits your budget and needs.

Discover 300000 used cars on finance in Eastbourne!

You’ve got over 300,000 used cars to choose from with Carplus. And every one comes with flexible finance options to match your budget. Want something small and efficient? Try the Ford Fiesta. Need more space? The Nissan Qashqai is a solid choice. And if you like something a bit smarter, the BMW 3 Series would suit you. We make it easy to find the right car and get a deal that works for you.

What documents do I need to get car finance in Eastbourne?

Securing car finance in Eastbourne is straightforward with Carplus, but having the right documents on hand can make it even smoother. Ensure you have::

  • Monthly income of at least £1200
  • Your full name and age (you must be between 18 - 75 years old)
  • Your cell phone number and email address
  • Driver's license
  • Employment information
  • Your residency status and address (you must have lived in the UK for at least 12 months)

Why work with Carplus in Eastbourne?

You get real support from people who understand car finance. We look at what you can afford now, not your past. And with our wide network of lenders and Eastbourne dealers, you get more choice. We keep things simple and clear, so you always know what’s next. Bad credit? No deposit? That’s fine. You tell us what you need, and we’ll help you find a deal that works.

Who can get car finance in Eastbourne

Unemployed
Self-employed
In part time employment
Zero hours contracts
In receipt of benefit
Young drivers
Retired drivers
Provisional license holders
Carers allowance
Disability allowance
Ex bankrupt
Bad credit ratings
No credit history
Military/Armed forces

Need a hand?
We're ready to help

Choose Carplus for a seamless and customer-focused car finance experience in Eastbourne.

Lottbridge Motoring Centre

Lottbridge Drove, Eastbourne BN23 6PJ, UK

Bexhill Motors - Eastbourne

85 Pevensey Bay Rd, Eastbourne BN23 6JF, UK

Select Cars Eastbourne Ltd

Motoring Centre, Mountfield Rd, Hampden Park, Eastbourne BN22 9BS, UK

Eastbourne Motoring Centre (EMC)

103 Bourne St, Eastbourne BN21 3SE, UK

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